Workforce Safety & Insurance
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North Dakota Workforce Safety & Insurance (WSI) is an exclusive, employer financed, no-fault insurance state fund covering workplace injuries and deaths. As the sole provider and administrator of the workers' compensation system in North Dakota, WSI's vision is a safe, secure, and healthy North Dakota workforce. Our core purpose is to care for injured workers.

When employees are injured on the job, our highest priority is helping them regain their health and getting them back to work. WSI's goal is to have a dedicated and caring staff, emphasizing servant leadership. Our shared values are to be loyal, caring, and forthright. These values guide our organization and help us stay true to our vision. WSI staff work hard to serve others first and provide the best services and solutions for our customers.

WSI also believes that by encouraging safety programs we can prevent injuries from happening. Every North Dakota employee deserves a safe work environment and every employer deserves to have healthy employees on the job.
Services
If the injury is life-threatening, please go directly to the nearest emergency room.
In all other cases, please report the injury to your employer immediately after it happens.
Please let your employer know you've been injured and ask for a list of designated medical providers.
If you choose your own medical provider, it may result in medical benefits not being covered.
Throughout your recovery, your claims adjuster stays in contact with you, your medical provider, and your employer to ensure that you're receiving the right medical attention and follow-up care that will help you safely return to work.
If you treat with your own medical provider, it may result in medical benefits not being covered.
If your company does not have a DMP, you may treat with a medical provider of your choice.
Tell your medical provider that the injury is a workers' compensation injury and to send the medical records to WSI.
The earlier WSI receives medical records, the earlier a decision can be made on the claim.
WSI encourages employers to go with employees when seeking medical care.
They will gain a better understanding of recommended work restrictions, which may lead to being able to better accommodate restrictions and to provide a safe return to work for employee.
WSI encourages you to work with your employer when filing a claim.
A claim should be filed immediately after a work-related injury occurs, or within 24 hours of occurrence by completing the First Report of Injury (FROI).
WSI registers a claim when a First Report of Injury (FROI) is received and a claim number is generally assigned within 24 hours.
You will receive a letter informing you of the name of your claims adjuster and your claim number.
This letter informs you that your claim has been received and registered.
As an employer or prospective employer in North Dakota, you must provide workers' compensation insurance coverage for your employees.
To find out if you need to apply for workers' compensation coverage with WSI, contact customer service at 800-777-5033 or 701-328-3800.
WSI coverage is effective upon receipt of a completed Application for Insurance and approval by Policyholder Services.
Once the application has been processed, WSI will calculate the premium based on the payroll estimate provided.
Not seeing your question below, contact Customer Service at 701-328-3800 or 800-777-5033, or contact WSI Policyholder Services at wsiphservices@nd.gov with questions.
An employer whose employment results in significant contacts with North Dakota, or enters into employment agreements in North Dakota must secure coverage with WSI.
Any employee earns or expects to earn 25% or more of the employee's gross annual wage or income from that employer for services rendered within North Dakota, or.
25% or the employer's gross annual payroll is payable to employees for services rendered in North Dakota, or.
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