Johnny Watts Agency
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Johnny Watts Agency
You might ask, "Johnny, how are you different?" Good question. As a recruiter, I help life insurance agents all across America find the best companies to recommend to their clients. As your local agent, I'll access over 40 top insurance companies and compare their rates for the plan that fits you best. It is without hesitation that we would recommend Johnny Watts and Donnie Bost to anyone of our family and friends looking to obtain life insurance.

They are extremely courteous, professional, efficient and prompt. We now have our policy in place, are very satisfied, especially with the great guaranteed low monthly rate! Thanks for giving us both Peace of Mind! Keep up the good work Johnny. My experience with Johnny Watts was really good. He listened to all my concerns and addressed them with the knowledge I needed to make a decision on which policy would be best for me.

He was not pushy and I appreciated that. My policy is in force and I am very pleased with my rate. I would definitely recommend Johnny to my friends and family.
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Johnny Watts entered the insurance business in 1984.
He and his wife, Lorie, were married in 1982 and they live in Stony Point, NC.
Johnny and Lorie have three daughters - Linsey, Abbey and Chelsea, and one granddaughter, Claire Stuckey.
Johnny is an active member of Stony Point Baptist Church and enjoys teaching Sunday School and singing in the choir.
For most of the 80's and 90's, Johnny worked with agents throughout the Southeast specializing in group voluntary insurance benefits.
In 2005, Johnny Watts and Donnie Bost began focusing on life insurance working with agents in all states and working directly with local customers.
As the name implies, term insurance provides protection for a specific period of time and generally pays a benefit only if you die during the "term".
Term periods typically range from one year to 30 years, with 20 years being the most common term.
One of the biggest advantages of term insurance is its lower initial cost in comparison to permanent insurance.
Why is it cheaper when initially purchased?
Because with term insurance, you're generally just paying for the death benefit, the lump sum payment your beneficiaries will receive if you die during the term of the policy.
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