As an independent agency for over 70 years, The Belcher Insurance Agency has access to many Top-Rated insurance companies, allowing us to shop for the best products and value to meet your insurance needs. You can rest assured that during these difficult times we will use every available means to provide you with the best value for your insurance and the highest quality of service.
We have Belcher Insurance Agency offices in four convenient locations through southwest Virginia, near the gaps in the Cumberland Mountain Chain: Haysi, Clintwood, Norton, and Pennington Gap. We provide insurance products and services in Virginia, West Virginia, Kentucky, Tennessee, North Carolina, and Maryland. Our Agency specializes in helping clients choose the absolute best auto, home, business, Medicare, and financial insurance packages.
We use living benefits life insurance strategies for retirement planning and other financial coaching services. One of our most powerful services is to help our clients eliminate debt, and by doing so, helping them to transition into building safe wealth for retirement.
We have Belcher Insurance Agency offices in four convenient locations through southwest Virginia, near the gaps in the Cumberland Mountain Chain: Haysi, Clintwood, Norton, and Pennington Gap. We provide insurance products and services in Virginia, West Virginia, Kentucky, Tennessee, North Carolina, and Maryland. Our Agency specializes in helping clients choose the absolute best auto, home, business, Medicare, and financial insurance packages.
We use living benefits life insurance strategies for retirement planning and other financial coaching services. One of our most powerful services is to help our clients eliminate debt, and by doing so, helping them to transition into building safe wealth for retirement.
Services
From the Humble Beginnings of a one man operation in the 'Bird's Eye' of Southwest Virginia.
Now beginning our 70th year of existence, by the Grace of God and the vision of the founders, the planning of the owners and managers and the execution by the staff over all those years, it is with pleasure that we issue A Brief History Of The Agency!
Clynard C. and Anita A. Belcher started Belcher Insurance Agency in 1950 in Haysi (Dickenson County) Virginia.
Working out of his house, the homes of his customers, his car on the side of mountain roads or anywhere he could talk to clients, C. C. ran the roads of Dickenson, Buchanan, Russell and Wise Counties, briefcase in one hand and rate manual in the other, and was one of the first pioneers to usher an "insurance culture" into the deep Western Virginia Coalfields.
Now beginning our 70th year of existence, by the Grace of God and the vision of the founders, the planning of the owners and managers and the execution by the staff over all those years, it is with pleasure that we issue A Brief History Of The Agency!
Clynard C. and Anita A. Belcher started Belcher Insurance Agency in 1950 in Haysi (Dickenson County) Virginia.
Working out of his house, the homes of his customers, his car on the side of mountain roads or anywhere he could talk to clients, C. C. ran the roads of Dickenson, Buchanan, Russell and Wise Counties, briefcase in one hand and rate manual in the other, and was one of the first pioneers to usher an "insurance culture" into the deep Western Virginia Coalfields.
There are two types of Virginia business insurance policies.
The Virginia Business Owners Policy or BOP and the Virginia Commercial Package Policy or CPP.
These two types of policies are explained below.
Please call one of our Virginia business insurance agents at Belcher Insurance Agency for any assistance.
This policy is intended for main street businesses and combines building, personal property, and liability insurance coverage with other attractive options into one package.
The BOP is an efficient way to provide the Virginia commercial insurance coverages that most small businesses need.
The Virginia Business Owners Policy or BOP and the Virginia Commercial Package Policy or CPP.
These two types of policies are explained below.
Please call one of our Virginia business insurance agents at Belcher Insurance Agency for any assistance.
This policy is intended for main street businesses and combines building, personal property, and liability insurance coverage with other attractive options into one package.
The BOP is an efficient way to provide the Virginia commercial insurance coverages that most small businesses need.
Any business that requires the use of vehicles, whether it's a single company car, an entire fleet of trucks or anything in between, needs business auto insurance.
Not just any agent or carrier will work.
Don't be fooled by agents or carriers saying that having the cheapest cost is the most important thing.
You want the necessary insurance protection for the best possible price that fits the specific needs of your operation from an agent and agency you can trust.
Belcher Insurance Agency provides exactly the expertise you need.
Not just any agent or carrier will work.
Don't be fooled by agents or carriers saying that having the cheapest cost is the most important thing.
You want the necessary insurance protection for the best possible price that fits the specific needs of your operation from an agent and agency you can trust.
Belcher Insurance Agency provides exactly the expertise you need.
Even if you take every precaution to remove all possible hazards from your business, you still could be sued for accidents resulting from the carelessness of any visitor, from the operations of your business, from the products that your business manufactures and/or sells or from work that your business has done that doesn't function the way you promised.
Also, just because someone says you did something dangerous, wrong or illegal, doesn't mean it really happened.
That is why Business Liability Insurance is a must.
Also, just because someone says you did something dangerous, wrong or illegal, doesn't mean it really happened.
That is why Business Liability Insurance is a must.
Your business personal property does not stay in one place and neither does your coverage.
A Business Property Insurance policy covers your business personal property while in transit, at trade shows, or temporarily at locations you don't own or lease.
A property loss can slow down or even stop your operation until repairs are made - and that may mean lost income.
A Business Property Insurance policy can provide you with several business income coverages that can reimburse your loss of income and necessary extra expenses to keep your business operating after a covered loss.
A Business Property Insurance policy covers your business personal property while in transit, at trade shows, or temporarily at locations you don't own or lease.
A property loss can slow down or even stop your operation until repairs are made - and that may mean lost income.
A Business Property Insurance policy can provide you with several business income coverages that can reimburse your loss of income and necessary extra expenses to keep your business operating after a covered loss.
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