Heinze Insurance Agency
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As most of you know this insurance office has been a very big part of my life for the last 38 years. Actually, I probably spent more time here than at home. I have always said that I would work until I was 70, but then I would be done. Well SOMEHOW that time has come already and it is proving to be much more difficult than I would have thought. I mean "most" people look forward to retirement - right?

But for me. I'm not at all sure and there's no guarantee that I won't be back! But for you our customers there should be no change at all. Melissa Scroggs has worked here for 21 years. Tara Milligan has worked here for 16 years. Both are experienced agents that will continue to be employed here. The new face as of last November is my daughter and the new keeper of the guard, Teri Jo Wise.

Teri Jo and her husband Steve have purchased the agency and have the same goals and objectives - to take care of you and to make sure that if a catastrophe happens, we get your life set right and back to normal as quickly as possible.
Services
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
This includes damage caused by household pets.
It is really all about protecting yourself financially if something unexpected happens to your home or possessions.
That's important because chances are your home is likely one of your largest investments.
If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
We offer you a wide variety of products to meet your needs, the needs of your family and the needs of your business.
Plans for your family include:.
Select Choice Term Series - offering you a choice of term lengths and coverage amounts and giving you the maximum amount of coverage for your premium dollar.
Burial Insurance - to protect your loved ones from the financial burdens of funeral, burial and final expenses.
First Step - provides your children with a base for saving and planning for a lifetime.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Most auto policies are for six months or a year.
Because your farm is your life, we take great pride in doing what we do best by protectng your most valuable assets.
We've been writing farm policies for over 30 years.
Therefore we're able to tailer a farm program that meets your specific needs.
From a smaller suburban farm to the larger complex farming operations, you can be assured, we offer a program that has been personalized for your specific needs.
Our farmowner policy provides comprehensive coverage for you and your farm.
The policy includes protection against the expenses of a wide range of covered losses and liabilites.
Has there ever been a beautiful day in December and you'd love to have taken a ride on your motorcycle but realized you were in the middle of your "lay-up period" and had no liability?
We can fix that with "sunny day coverage".
Be insured to ride EVERY DAY AND ANY DAY but with a rate based on your area and the normal weather pattern in that area.
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