Located in Akron, Iowa, Tri-state Insurance Solutions believes life insurance should always include living benefits, protect your future income for your family and help supplement your income during retirement if you live a long and happy life. I've survived and lost people to cancer so I know first hand how important it is to design a plan that covers all possible scenarios.
Lets have a conversation and explain to me what your priorities are today.
Lets have a conversation and explain to me what your priorities are today.
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She moved to Akron, Iowa after being life and health licensed for 5 years following a successful battle with cancer.
She understands the importance of planning and building relationships with good partner companies to fill the needs of individuals with a focus on Iowa, Nebraska and South Dakota.
Along with these states she is also licensed in Ohio, Michigan, Missouri, Texas, Colorado, Washington and Florida.
She likes to take daily walks, has two dogs Kingsley and Jed and likes to garden.
Her focus is on Life insurance, long-term care, Medicare Supplements, small group business health, annuities and other retirement planning.
She understands the importance of planning and building relationships with good partner companies to fill the needs of individuals with a focus on Iowa, Nebraska and South Dakota.
Along with these states she is also licensed in Ohio, Michigan, Missouri, Texas, Colorado, Washington and Florida.
She likes to take daily walks, has two dogs Kingsley and Jed and likes to garden.
Her focus is on Life insurance, long-term care, Medicare Supplements, small group business health, annuities and other retirement planning.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
What kinds of health insurance are there?
There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care.
Although these plans differ, they both cover an array of medical, surgical and hospital expenses.
Most cover prescription drugs and some also offer dental coverage.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care.
Although these plans differ, they both cover an array of medical, surgical and hospital expenses.
Most cover prescription drugs and some also offer dental coverage.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
Group health insurance is a single policy issued to a group of people, offering uniform healthcare benefits to all members.
In most cases, these policies are purchased by employers and offered to eligible employees and their families as part of an employee benefits package.
For employees, the benefits of group health insurance include the reduced price of healthcare and the ease of enrolling through their employer.
For employers, the benefits range from attracting quality workers to the tax credits they can receive.
In most cases, these policies are purchased by employers and offered to eligible employees and their families as part of an employee benefits package.
For employees, the benefits of group health insurance include the reduced price of healthcare and the ease of enrolling through their employer.
For employers, the benefits range from attracting quality workers to the tax credits they can receive.
Medicare is a fee-for-service health care program for seniors, in which the government pays health care providers directly for services that fall under Parts A and B of Medicare benefits (see below).
Medicare is divided into four categories.
This allows you to customize your personal coverage when shopping for a comprehensive policy.
Part A (hospital insurance): Covers hospital care, emergency services, nursing home care, home health services and hospice.
Part B (medical insurance): Covers medically necessary services and supplies used for diagnosing and treating medical conditions, and preventative services for illness prevention and/or early detection.
Medicare is divided into four categories.
This allows you to customize your personal coverage when shopping for a comprehensive policy.
Part A (hospital insurance): Covers hospital care, emergency services, nursing home care, home health services and hospice.
Part B (medical insurance): Covers medically necessary services and supplies used for diagnosing and treating medical conditions, and preventative services for illness prevention and/or early detection.
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