Health insurance doesn't have to be complicated. Whether you're looking for individual or family coverage, comprehensive or high deductible, insurance for the whole year or insurance for a short term, we've got you covered! No matter what your situation is, we have options for you. A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death.
Typically, life insurance is chosen based on the needs and goals of the owner. Term life insurance generally provides protection for a set period of time, while permanent insurance, such as whole and universal life, provides lifetime coverage. It's important to note that death benefits from all types of life insurance are generally income tax-free.
We offer quality, cost-effective choices designed for you, your family and your well-being. And whichever plan you choose, top-quality customer service that makes you smile is our priority.
Typically, life insurance is chosen based on the needs and goals of the owner. Term life insurance generally provides protection for a set period of time, while permanent insurance, such as whole and universal life, provides lifetime coverage. It's important to note that death benefits from all types of life insurance are generally income tax-free.
We offer quality, cost-effective choices designed for you, your family and your well-being. And whichever plan you choose, top-quality customer service that makes you smile is our priority.
Services
Birch Tree Benefits is your one stop for all of your health, life, disability and employer sponsored benefit needs.
With years of experience in the field, we can help you match the right coverage for your unique situation.
Even if you've been denied insurance, we can many times find you something that will work.
At Birch Tree Benefits, we do all of that heavy lifting for you.
We can help you determine what you need in any manner you prefer whether through a quick phone call, email, or in person appointment.
With years of experience in the field, we can help you match the right coverage for your unique situation.
Even if you've been denied insurance, we can many times find you something that will work.
At Birch Tree Benefits, we do all of that heavy lifting for you.
We can help you determine what you need in any manner you prefer whether through a quick phone call, email, or in person appointment.
Individual and family health insurance plans can help cover expenses in the case of serious medical emergencies, and help you and your family stay on top of preventative health-care services.
Having health insurance coverage can save you money on doctor's visits, prescription drugs, preventative care and other health-care services.
The cost of your health insurance plan could be affected by age and tobacco use, but you will not be declined for an ACA individual health insurance plan due to pre-existing conditions.
Having health insurance coverage can save you money on doctor's visits, prescription drugs, preventative care and other health-care services.
The cost of your health insurance plan could be affected by age and tobacco use, but you will not be declined for an ACA individual health insurance plan due to pre-existing conditions.
We offer quality, cost-effective choices designed for you, your family and your well-being.
And whichever plan you choose, top-quality customer service that makes you smile is our priority.
Affordable dental plans keep you smiling - there are probably a lot of things you'd rather do than go to the dentist, but your teeth and gums can be a gateway to good health.
Whether you're self-employed, transitioning from an existing dental insurance plan, retired, or just need dental coverage because your employer doesn't offer it, we offer cost-effective choices for individuals and families.
And whichever plan you choose, top-quality customer service that makes you smile is our priority.
Affordable dental plans keep you smiling - there are probably a lot of things you'd rather do than go to the dentist, but your teeth and gums can be a gateway to good health.
Whether you're self-employed, transitioning from an existing dental insurance plan, retired, or just need dental coverage because your employer doesn't offer it, we offer cost-effective choices for individuals and families.
Vision insurance is the type of insurance designed to be used.
If you wear glasses or contact lenses it can save you significant money over time.
Besides offering deep discounts on services and hardware, it can also help detect signs of health conditions like high blood pressure, diabetes, and high cholesterol along with other eye and health issues.
Getting regular eye exams is important.
The American Optometric Association recommends that children get eye exams at age 6 months, age 3 years, before first grade, and every 2 years after.
If you wear glasses or contact lenses it can save you significant money over time.
Besides offering deep discounts on services and hardware, it can also help detect signs of health conditions like high blood pressure, diabetes, and high cholesterol along with other eye and health issues.
Getting regular eye exams is important.
The American Optometric Association recommends that children get eye exams at age 6 months, age 3 years, before first grade, and every 2 years after.
Disability insurance is like insurance for your paycheck.
When you're unable to work, disability insurance can replace your income stream to make sure you can put food on the table, your basic necessities are met, and you can maintain your lifestyle so it never changes in any unforeseeable circumstances.
The benefit payment from a private policy is tax-free (employer plans may be taxed) and pays out for a certain period of time, as outlined in your policy.
According to the Council for Disability Awareness, 1 in 4 workers will become disabled before they retire.
When you're unable to work, disability insurance can replace your income stream to make sure you can put food on the table, your basic necessities are met, and you can maintain your lifestyle so it never changes in any unforeseeable circumstances.
The benefit payment from a private policy is tax-free (employer plans may be taxed) and pays out for a certain period of time, as outlined in your policy.
According to the Council for Disability Awareness, 1 in 4 workers will become disabled before they retire.
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