Willamette Valley Insurance & Financial Services is a completely independent insurance agency specializing in Medicare Solutions. We work with the top insurance companies so we can offer our clients the best coverage for them. Our clients are located all across Oregon giving us a great feel for the insurance landscape. We design plans with a focus on low costs, and tax-efficiency, which we combine with personalized insurance advice aimed at helping clients make better-informed decisions.
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Before choosing a plan we want to be sure you know the difference between your many options; In particular how Medicare Supplements and Medicare Advantage Plans differ.
Many people sign up for Advantage Plans thinking they are Supplements, they are not.
A Medicare Supplement is used with original Medicare.
Any caregiver that accepts Medicare will take a Supplement because they only need to bill Medicare.
Medicare pays their part (generally 80% of Medicare covered benefits) and sends the remainder of the bill to the Supplement which pays their part (generally 20%).
Many people sign up for Advantage Plans thinking they are Supplements, they are not.
A Medicare Supplement is used with original Medicare.
Any caregiver that accepts Medicare will take a Supplement because they only need to bill Medicare.
Medicare pays their part (generally 80% of Medicare covered benefits) and sends the remainder of the bill to the Supplement which pays their part (generally 20%).
We also offer various types of supplemental insurance plans, which are needed when life's unexpected health issues come up.
Having this type of insurance can save you thousands of dollars in medical bills.
Our experienced staff of insurance agents will help you choose the plan that will work for your current situation, as well as help you plan for unexpected problems that may occur in the future.
Supplemental coverage options also referred to as ancillary benefits, are often overlooked, but are an affordable health insurance option for many individuals and families.
Having this type of insurance can save you thousands of dollars in medical bills.
Our experienced staff of insurance agents will help you choose the plan that will work for your current situation, as well as help you plan for unexpected problems that may occur in the future.
Supplemental coverage options also referred to as ancillary benefits, are often overlooked, but are an affordable health insurance option for many individuals and families.
SAVING MONEY on employee benefits is a must in today's economy.
The cost of providing benefits is rising significantly, while employees consistently seek more and more from their benefits packages.
Many employers struggle to balance employee needs with their own capabilities and bottom lines.
Helping you meet these divergent objectives is our specialty.
For years, Willamette Valley Insurance & Financial Services has been providing insurance and employee benefits consulting services to the business community.
The cost of providing benefits is rising significantly, while employees consistently seek more and more from their benefits packages.
Many employers struggle to balance employee needs with their own capabilities and bottom lines.
Helping you meet these divergent objectives is our specialty.
For years, Willamette Valley Insurance & Financial Services has been providing insurance and employee benefits consulting services to the business community.
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