Hays Insurance Group
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The mission of our agency is to provide the insurance protection our clients need by offering quality products, excellent service, and guaranteed value. We are committed to finding the best insurance solutions for you, your family, and your business. As an independent agency, we represent multiple insurance companies. We are able to compare coverage and prices in order to offer our customers the greatest value possible.

In addition, we combine years of experience with cutting edge products to provide exceptional service to all of our policyholders. We value the opportunity to discuss all of your insurance needs with you. Call us today and allow us to demonstrate our dedication to prompt, friendly service and superior customer care.
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An amount equivalent to the fair market value of the stolen or damaged property immediately preceding the loss.
For real property, this amount can be based on a determination of the fair market value of the property before and after the loss.
For vehicles, this amount can be determined by local area private party sales and dealer quotations for comparable vehicles.
A licensed person or organization authorized to sell insurance by or on behalf of an insurance company.
Coverage for the insured in the event that the insured's negligent acts and/or omissions result in losses in connection with the use, ownership, or maintenance of aircraft.
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