LTCi Choices specializes in long term care cost planning and insurance for Texas residents. We are an independent agency representing multiple companies that will customize long term care insurance, Medicare choices, health, life and annuities to best fit your needs. Please visit our Products page. LTCi Choices is a Texas licensed agency with over 30 years of product sales and knowledge and we've built a level of trust with agents, brokers and clients through honesty and integrity.
The flexibility of representing numerous companies gives us the unique opportunity to provide a specialized policy that can handle your personal long term care plan. Not everyone needs insurance coverage to protect their nest egg or provide peace of mind, but everyone needs a plan. We invite you to contact us to review your options.
The flexibility of representing numerous companies gives us the unique opportunity to provide a specialized policy that can handle your personal long term care plan. Not everyone needs insurance coverage to protect their nest egg or provide peace of mind, but everyone needs a plan. We invite you to contact us to review your options.
Services
I'm Bev Reed and I began my career in the insurance industry in Texas in 1979.
I've operated a successful independent property and casualty agency which later expanded to include life, health and benefits.
With the founding of LTCi Choices, my focus is now on Long Term Care, Medicare Supplements and Life insurance.
With the founding of LTCi Choices, we focus mainly on Medicare Products and Long Term Care.
The other products in our briefcase are equally important in creating solid solutions for life and the long term.
I've operated a successful independent property and casualty agency which later expanded to include life, health and benefits.
With the founding of LTCi Choices, my focus is now on Long Term Care, Medicare Supplements and Life insurance.
With the founding of LTCi Choices, we focus mainly on Medicare Products and Long Term Care.
The other products in our briefcase are equally important in creating solid solutions for life and the long term.
If you aren't receiving Social Security or Railroad Retirement Board (RRB) benefits (for instance, because you're still working), you must sign up for Medicare Part A even if you're eligible to get it premium-free.
You should contact Social Security three months before you turn age 65.
If you worked for a railroad, contact the RRB to sign up.
Initial Enrollment Period - When you're first eligible for Medicare.
Special Enrollment Period - When you or your spouse (or family member if you're disabled) is currently working, and you're covered by a group health plan through the employer or union.
You should contact Social Security three months before you turn age 65.
If you worked for a railroad, contact the RRB to sign up.
Initial Enrollment Period - When you're first eligible for Medicare.
Special Enrollment Period - When you or your spouse (or family member if you're disabled) is currently working, and you're covered by a group health plan through the employer or union.
What is long-term care?
Long-Term Care services are those services designed to assist someone who has lost some or all of the ability to care for himself or herself due to an illness, an accident or simply the frailty of aging.
Long-term care includes a wide range of services which help people maintain the normal activities of daily living; activities like bathing, continence, dressing, eating, toileting and transferring (like moving from a bed to a chair or from a chair to standing, etc.).
Long-term care services can be provided in your home, in and through community resources or in a formal setting such as a nursing home or assisted living facility.
Long-Term Care services are those services designed to assist someone who has lost some or all of the ability to care for himself or herself due to an illness, an accident or simply the frailty of aging.
Long-term care includes a wide range of services which help people maintain the normal activities of daily living; activities like bathing, continence, dressing, eating, toileting and transferring (like moving from a bed to a chair or from a chair to standing, etc.).
Long-term care services can be provided in your home, in and through community resources or in a formal setting such as a nursing home or assisted living facility.
Avoids depleting your savings, losing your home, and then receiving potentially substandard care from a Medicaid nursing home.
Maintains your independence and dignity by receiving home health care in your own home where you are most comfortable.
This will protect your quality of life and reduce the stress levels for your family.
Maintains your independence and dignity by receiving home health care in your own home where you are most comfortable.
This will protect your quality of life and reduce the stress levels for your family.
In addition to Medicare Products and Long Term Care Insurance, we are committed to a fully balanced portfolio of products.
The best use for Term Life Insurance is to protect your home and growing family.
Term policies can provide a large amount of benefit for the least premium.
Whole life insurance is a good choice for you if you want to ensure that you have a life insurance policy in place for your entire lifetime and can comfortably afford the premiums, or if it fits within the framework of your estate or retirement plan.
The best use for Term Life Insurance is to protect your home and growing family.
Term policies can provide a large amount of benefit for the least premium.
Whole life insurance is a good choice for you if you want to ensure that you have a life insurance policy in place for your entire lifetime and can comfortably afford the premiums, or if it fits within the framework of your estate or retirement plan.
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