Schwab Insurance Agency, Inc. is dedicated to the highest degree of professionalism and business ethics in the sales and service of products and programs designed to create financial security for both the individual and the business community. We pledge to provide a positive environment that enables our employees to reach their fullest potential as individuals.
We seek to foster a spirit of cooperation between our insureds, our companies and our employees, realizing that our interests are not adverse, but common. The combined efforts of the members of the Agency staff are necessary in order to achieve a high level of excellence and trust. We pursue a continual process of operational improvements in order to meet our performance objects by doing the right things right the first time.
TO PROVIDE the best insurance protection at a competitive price to as many people as possible. TO PROVIDE the best possible personal service to maintain long term, satisfied customers. TO MAINTAIN a professional and efficient work environment which helps each employee to achieve his or her personal goals.
We seek to foster a spirit of cooperation between our insureds, our companies and our employees, realizing that our interests are not adverse, but common. The combined efforts of the members of the Agency staff are necessary in order to achieve a high level of excellence and trust. We pursue a continual process of operational improvements in order to meet our performance objects by doing the right things right the first time.
TO PROVIDE the best insurance protection at a competitive price to as many people as possible. TO PROVIDE the best possible personal service to maintain long term, satisfied customers. TO MAINTAIN a professional and efficient work environment which helps each employee to achieve his or her personal goals.
Services
An annuity is not an IRA, however, they are an excellent investment vehicle to fund your IRA or to roll over an existing IRA account, 401K, or CD.
A strong investment portfolio contains different levels of investment risk.
A large portion of the investment mix should contain low-risk investments that do not fluctuate with the stock market and always earn a reasonable rate of return.
The closer we get to retirement, the safer the portfolio should be.
As with life insurance, it is important to discuss your needs with a life/annuity professional to help determine what is best for your particular situation.
A strong investment portfolio contains different levels of investment risk.
A large portion of the investment mix should contain low-risk investments that do not fluctuate with the stock market and always earn a reasonable rate of return.
The closer we get to retirement, the safer the portfolio should be.
As with life insurance, it is important to discuss your needs with a life/annuity professional to help determine what is best for your particular situation.
What is Auto Insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Property coverage pays for damage to your car, such as, Comprehensive & Collision coverages.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Property coverage pays for damage to your car, such as, Comprehensive & Collision coverages.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Bonds are designed to guarantee something.
Whether that be future work performance, or that a contract gets fulfilled, or against fraudulent acts, etc.
Our agency can provide a full range of Commercial and Contract Surety Bonds to fit your need.
And many miscellaneous bonds that include guarantees of financial performance.
We can also write Fidelity Bonds, which cover losses arising from employee dishonesty and Errors & Omissions liability insurance.
Contract Bonds guarantee the performance of obligations covered by a written agreement between two parties.
Whether that be future work performance, or that a contract gets fulfilled, or against fraudulent acts, etc.
Our agency can provide a full range of Commercial and Contract Surety Bonds to fit your need.
And many miscellaneous bonds that include guarantees of financial performance.
We can also write Fidelity Bonds, which cover losses arising from employee dishonesty and Errors & Omissions liability insurance.
Contract Bonds guarantee the performance of obligations covered by a written agreement between two parties.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel - liability, collision, comprehensive, medical payments, (also known as personal injury protection in Michigan) and coverage for uninsured/underinsured motorists.
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade.
General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade.
General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
Whether you farm for a living, rent out your farm, rent a farm, or live on a hobby farm (country estate), you'll find Schwab Insurance will be able to provide you coverage to suit your needs.
Our Farm insurance policies have kept up with the times.
We offer coverage through some of the largest farm writers in Michigan such as: Auto Owners, Fremont, and Grange.
They work with independent agents like us, to provide you with a convenient and competitive policy package, to protect all of your personal and farm business needs.
Our Farm insurance policies have kept up with the times.
We offer coverage through some of the largest farm writers in Michigan such as: Auto Owners, Fremont, and Grange.
They work with independent agents like us, to provide you with a convenient and competitive policy package, to protect all of your personal and farm business needs.
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