Health Insurance RX owner Martin Miller has helped thousands of people navigate through the complex array of rules and regulations to provide the best plan at the best rate. Call Martin today for a free consultation about your healthcare needs. A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Most Americans are better prepared financially to die than to become disabled, although the chances are at least three to five times greater of a disability occurring. If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer's disease, Critical Illness insurance pays typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
Welcome to Health Insurance Rx where we offer prescriptions for lower cost health insurance and a lot more. In the face of the rising rates of health insurance and the recent landmark changes in health care legislation, the average person can get quite confused regarding what is the best way to protect themselves and their family.
Most Americans are better prepared financially to die than to become disabled, although the chances are at least three to five times greater of a disability occurring. If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer's disease, Critical Illness insurance pays typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
Welcome to Health Insurance Rx where we offer prescriptions for lower cost health insurance and a lot more. In the face of the rising rates of health insurance and the recent landmark changes in health care legislation, the average person can get quite confused regarding what is the best way to protect themselves and their family.
Services
We handle all types of personal and business health insurance needs.
The Broker/Owner of HealthInsurance Rx, Martin Miller is committed to providing his clients with highly personalized service.
Anyone can arrive at this Web site and generate a quote for themselves.
But that, in itself, will not answer the most important question as to whether that approach is the best one for that person or their family.
The current health insurance climate is not straightforward and consumer friendly.
It is a bit of a jungle out there!
The Broker/Owner of HealthInsurance Rx, Martin Miller is committed to providing his clients with highly personalized service.
Anyone can arrive at this Web site and generate a quote for themselves.
But that, in itself, will not answer the most important question as to whether that approach is the best one for that person or their family.
The current health insurance climate is not straightforward and consumer friendly.
It is a bit of a jungle out there!
There are different types of Marketplace health insurance plans designed to meet different needs.
Some types of plans restrict your provider choices or encourage you to get care from the plan's network of doctors, hospitals, pharmacies, and other medical service providers.
Others pay a greater share of costs for providers outside the plan's network.
Here is an overview of the types of marketplace plans available to you.
Depending on how many plans are offered in your area, you may find plans of all or any of these types at each metal level - Bronze, Silver, Gold, and Platinum.
Some types of plans restrict your provider choices or encourage you to get care from the plan's network of doctors, hospitals, pharmacies, and other medical service providers.
Others pay a greater share of costs for providers outside the plan's network.
Here is an overview of the types of marketplace plans available to you.
Depending on how many plans are offered in your area, you may find plans of all or any of these types at each metal level - Bronze, Silver, Gold, and Platinum.
Under the Affordable Care Act (ACA), fully insured small group and individual health plans on and off the Exchange/Marketplace must cover essential health benefits (EHB).
Essential health benefits are minimum requirements for all plans in the Marketplace.
Plans may offer additional coverage.
You will see exactly what each plan offers when you compare them side-by-side in the Marketplace.
Ambulatory patient services (outpatient care you get without being admitted to a hospital).
Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy).
Essential health benefits are minimum requirements for all plans in the Marketplace.
Plans may offer additional coverage.
You will see exactly what each plan offers when you compare them side-by-side in the Marketplace.
Ambulatory patient services (outpatient care you get without being admitted to a hospital).
Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy).
Under the Affordable Care Act, health insurers and self-funded employers must provide a uniform Summary of Benefits and Coverage (SBC) to people who apply for and enroll in health policies.
This information allows you to make "apples-to-apples" comparisons when you're looking at different coverage.
All individual and group health policies must use the same standard form to help you compare policies.
The SBC also includes details, called coverage examples, which allow you to see what the policy would cover in two common medical situations: diabetes care and childbirth.
This information allows you to make "apples-to-apples" comparisons when you're looking at different coverage.
All individual and group health policies must use the same standard form to help you compare policies.
The SBC also includes details, called coverage examples, which allow you to see what the policy would cover in two common medical situations: diabetes care and childbirth.
The IRS has created a plethora of tax-advantaged savings accounts over the last few decades.
But the Health Savings Account (HSA) may just be the most tax-friendly savings vehicles ever written into the tax code.
HSAs not only help you financially today, but can continue providing tax advantages for many years down the road.
The cost of health care is increasing faster than nearly any other expense for Americans.
Being able to pay for medical services and products in a tax-preferred way can save you hundreds, if not thousands of dollars from now through retirement.
But the Health Savings Account (HSA) may just be the most tax-friendly savings vehicles ever written into the tax code.
HSAs not only help you financially today, but can continue providing tax advantages for many years down the road.
The cost of health care is increasing faster than nearly any other expense for Americans.
Being able to pay for medical services and products in a tax-preferred way can save you hundreds, if not thousands of dollars from now through retirement.
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