Located in Pearl City, Illinois, Loran Mutual Insurance company has been serving Northwestern Illinois for over 135 years. We are committed to providing outstanding protection and value to our customers. Offering farm insurance with a Farm-Guard and homeowners insurance with a Home-Guard policy, we invite you to get to know us, and see how a partnership with us can benefit you!
Services
Through the farsightedness of some community minded people, a meeting was held 135 years ago for the purpose of forming a Township Mutual Insurance Company.
The purpose of this company is to serve property owners by providing adequate insurance protection at a reasonable and stable cost.
The company's motto is "People helping People".
It has continued to survive through the good and bad years, through crop failures, and the financial stresses of the Depression years around 1890 and of the 1930's; because the members worked together in loss prevention, in local control, in providing up-to-date coverages, and reasonable rates.
The purpose of this company is to serve property owners by providing adequate insurance protection at a reasonable and stable cost.
The company's motto is "People helping People".
It has continued to survive through the good and bad years, through crop failures, and the financial stresses of the Depression years around 1890 and of the 1930's; because the members worked together in loss prevention, in local control, in providing up-to-date coverages, and reasonable rates.
The Farm-Guard protects the members of your household against financial disaster from accidents or injuries occurring on your farm - whether as a farm owner or tenant.
The policy provides a broad range of standard coverages as well as a variety of optional coverages to customize protection to fit your farming operation.
Protection against claims of negligence arising from your farming operations, use of the premises or personal acts.
Fire legal liability is included for real and personal property.
The policy provides a broad range of standard coverages as well as a variety of optional coverages to customize protection to fit your farming operation.
Protection against claims of negligence arising from your farming operations, use of the premises or personal acts.
Fire legal liability is included for real and personal property.
The Home-Guard package provides outstanding protection for your most important asset - your home.
The policy offers a variety of coverages to protect your dwelling and personal property.
It also offers protection against possible financial disaster from accidents or injuries occurring on your property or from your personal acts.
Limited coverage for personal property that is temporarily located at an insured's residence, other than the residence premises.
Coverage for claims against an insured person for bodily injury or property damage arising from accidents or injuries for which the insured becomes legally obligated to pay due to personal acts.
The policy offers a variety of coverages to protect your dwelling and personal property.
It also offers protection against possible financial disaster from accidents or injuries occurring on your property or from your personal acts.
Limited coverage for personal property that is temporarily located at an insured's residence, other than the residence premises.
Coverage for claims against an insured person for bodily injury or property damage arising from accidents or injuries for which the insured becomes legally obligated to pay due to personal acts.
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