A Mutual Insurance Company is owned by the policyholders. There are no stockholders and the premiums collected are invested to pay current and future losses of the Company. You are more than just another number at Ralls County Mutual Insurance you are a member. This means you are one of the owners of the company. The mission of Ralls County Mutual Insurance Company is to provide security and peace of mind to our members.
Ralls County Mutual Insurance Company is committed to excellent service and financial growth to members, agents, and employees. Since our beginnings in 1890, one thing has remained constant - our promise to be there when you need us. Rall County Mutual Insurance offers coverage options for all your personal and business insurance needs. For over 50 years Ralls County Mutual Insurance Company has been offering our services to the state of Missouri.
Ralls County Mutual Insurance Company is committed to excellent service and financial growth to members, agents, and employees. Since our beginnings in 1890, one thing has remained constant - our promise to be there when you need us. Rall County Mutual Insurance offers coverage options for all your personal and business insurance needs. For over 50 years Ralls County Mutual Insurance Company has been offering our services to the state of Missouri.
Services
Ralls County Mutual Insurance Company was formed over 130 years ago by a few citizens of Ralls County that wanted better insurance, not only for themselves but their family and neighbors.
Ralls County Mutual Insurance is state regulated and fully insured.
We have no stockholders to pay dividends to which allows us to keep our premiums competitive.
As a policy holder, you are more than just another number at RCMIC, you are a member-an owner of the company.
A Mutual Insurance Company is owned by the policyholders.
Ralls County Mutual Insurance is state regulated and fully insured.
We have no stockholders to pay dividends to which allows us to keep our premiums competitive.
As a policy holder, you are more than just another number at RCMIC, you are a member-an owner of the company.
A Mutual Insurance Company is owned by the policyholders.
Owning your own home is an investment of both time and money.
You want to make sure that you have sufficient coverage on your investment.
Homeowners insurance can cover your home, certain outbuildings and personal property if damaged by wind, fire, or other perils named in your policy.
Personal liability protection may be added to this protection.
You want to make sure that you have sufficient coverage on your investment.
Homeowners insurance can cover your home, certain outbuildings and personal property if damaged by wind, fire, or other perils named in your policy.
Personal liability protection may be added to this protection.
If you are a landlord, you need protection to cover your rental property, your personal property located in the rental, loss of rental income in the event of a loss, and liability coverage for the premise.
If you are a renter, you need protection to cover your contents in the event of a loss and possibly liability coverage.
Your landlord's insurance will not cover your belongings in the event of a loss.
If you are a renter, you need protection to cover your contents in the event of a loss and possibly liability coverage.
Your landlord's insurance will not cover your belongings in the event of a loss.
The policy you hold with Ralls County Mutual Insurance Company is a CONTRACT.
It is a binding agreement between you and us in which we the Company, agree to provide benefits, reimburse losses and render services for you in return for the premium you pay for the policy.
The Application is completed by you and the agent.
The application is used by the Company underwriters to process and issue your policy.
It is important that you answer all of the questions on the application ethically and honestly as the company will seek specific underwriting information and reports from other insurance companies and credit bureaus to verify the information provided on the application.
It is a binding agreement between you and us in which we the Company, agree to provide benefits, reimburse losses and render services for you in return for the premium you pay for the policy.
The Application is completed by you and the agent.
The application is used by the Company underwriters to process and issue your policy.
It is important that you answer all of the questions on the application ethically and honestly as the company will seek specific underwriting information and reports from other insurance companies and credit bureaus to verify the information provided on the application.
Ralls County Mutual Insurance Company is known for fast and fair claim service.
Whether it's a result of damage to your home or personal property, you can count on us to process your claim efficiently.
Write down what happened, the day and time the loss occurred, detailed description of the loss and damaged items.
Take photos if necessary.
If the damage is caused by theft or vandalism, report it to the police immediately and check your property for missing items.
Request a police report be sent to your agent as soon as possible.
Whether it's a result of damage to your home or personal property, you can count on us to process your claim efficiently.
Write down what happened, the day and time the loss occurred, detailed description of the loss and damaged items.
Take photos if necessary.
If the damage is caused by theft or vandalism, report it to the police immediately and check your property for missing items.
Request a police report be sent to your agent as soon as possible.
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