For more than 40 years, our family-owned, independent insurance agency has been serving families and businesses in Victor, Williamsburg, Marengo, Brooklyn, Coralville and all of Iowa. Our mission is to help you manage the risks you face. We partner with many different insurance companies so we have a large number of policies to choose from, allowing us to assess your individual needs and the best match of products to meet them.
Our owners, Colleen and Mike Heitmann, are active members of the community. Colleen is a member of the Williamsburg Chamber of Commerce and Mike is a member of the Victor Community Development Association.
Our owners, Colleen and Mike Heitmann, are active members of the community. Colleen is a member of the Williamsburg Chamber of Commerce and Mike is a member of the Victor Community Development Association.
Services
By hiring an independent agency, you're hiring your own licensed insurance expert.
Insurance can be a complicated purchase.
You're not buying bread or milk.
You're buying a promise of protection that could potentially make or break your financial well-being.
We can explain the complexities of insurance in simple terms, helping you make smart decisions.
Think about it: While you might research legal work on the Internet, you'll likely hire an attorney to ensure that a document is drawn up correctly.
Insurance can be a complicated purchase.
You're not buying bread or milk.
You're buying a promise of protection that could potentially make or break your financial well-being.
We can explain the complexities of insurance in simple terms, helping you make smart decisions.
Think about it: While you might research legal work on the Internet, you'll likely hire an attorney to ensure that a document is drawn up correctly.
Finding the right insurance plan can be like finding a needle in a haystack-especially with the numerous carriers and plans available today.
A good place to start though is to ask the right questions.
For example, how much insurance coverage do you really need?
Do you qualify for any premium discounts?
Should you add any policy enhancements?
Will it help you to have multiple plans with the same insurance carrier?
And most importantly, does that insurance carrier deliver when you have to file a claim?
A good place to start though is to ask the right questions.
For example, how much insurance coverage do you really need?
Do you qualify for any premium discounts?
Should you add any policy enhancements?
Will it help you to have multiple plans with the same insurance carrier?
And most importantly, does that insurance carrier deliver when you have to file a claim?
Home insurance goes beyond being there for you in case of a fire or other disaster.
It's actually a pretty powerful tool for homeowners.
That's why it is important for every homeowner to look at their options and make sure their home is protected-inside and out-with a good home insurance plan.
Heitmann Insurance Services will work with our top-rated carrier network to help you find the right home insurance plan based on your needs and budget.
We'll walk you through all the options and help you see there's so much more to it than simply fulfilling a bank loan requirement.
It's actually a pretty powerful tool for homeowners.
That's why it is important for every homeowner to look at their options and make sure their home is protected-inside and out-with a good home insurance plan.
Heitmann Insurance Services will work with our top-rated carrier network to help you find the right home insurance plan based on your needs and budget.
We'll walk you through all the options and help you see there's so much more to it than simply fulfilling a bank loan requirement.
Chances are, you've filed at least one auto insurance claim in your lifetime-even if it was minor.
According to the car insurance industry, the average driver has a total of three to four accidents in his or her lifetime.
Now that doesn't mean each accident is life-threatening.
Most of these claims are mere parking lot scrapes or unlikely meetings with immovable objects.
But minor accidents can rack up thousands of dollars in repairs, and major accidents can financially cripple you in medical expenses.
According to the car insurance industry, the average driver has a total of three to four accidents in his or her lifetime.
Now that doesn't mean each accident is life-threatening.
Most of these claims are mere parking lot scrapes or unlikely meetings with immovable objects.
But minor accidents can rack up thousands of dollars in repairs, and major accidents can financially cripple you in medical expenses.
You can choose from liability, motorcycle damage or both to protect your motorcycle adventures.
Some optional endorsements included uninsured motorist passenger liability, sunny day feature, increased limits for custom motorcycle parts, safety apparel coverage and motorcycle towing and labor expense coverage.
Heitmann Insurance Services also has quite a few motorcycle insurance discounts available too!
First, we need to identify what a recreational vehicle is.
Snowmobiles, golf carts, and all-terrain vehicles fall into this category.
Some optional endorsements included uninsured motorist passenger liability, sunny day feature, increased limits for custom motorcycle parts, safety apparel coverage and motorcycle towing and labor expense coverage.
Heitmann Insurance Services also has quite a few motorcycle insurance discounts available too!
First, we need to identify what a recreational vehicle is.
Snowmobiles, golf carts, and all-terrain vehicles fall into this category.
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