Terra understands the professional liability insurance needs of design professionals like no other carrier in the industry. Proactive instead of reactive is a better way to manage risk and reduce claims - and we have the methods and statistics to prove it. Terra's focus on education has worked so well that Terra encourages every policyholder to apply for credits to reduce their ongoing costs of professional training.
Learn how our enduring commitment to education can help take your firm to the next level.
Learn how our enduring commitment to education can help take your firm to the next level.
Services
Terra is the nation's second oldest professional liability insurer, and was the first to specialize in providing specialized professional liability coverage to geoprofessional and environmental engineering firms.
Conservatively run and well capitalized, Terra has become one of the United States' strongest and most reliable insurers of design professionals.
Formed in 1968 as a Bermuda-based insurance company, in 1988 Terra reorganized as a U.S. based risk retention group (RRG) - an innovative type of insurance company enabled by the Federal Liability Risk Retention Act of 1986.
Conservatively run and well capitalized, Terra has become one of the United States' strongest and most reliable insurers of design professionals.
Formed in 1968 as a Bermuda-based insurance company, in 1988 Terra reorganized as a U.S. based risk retention group (RRG) - an innovative type of insurance company enabled by the Federal Liability Risk Retention Act of 1986.
Terra remains the nation's oldest specialized professional liability firm to insure geoprofessionals and environmental engineers.
In the 1950s, there was only one professional liability insurer writing business for design professionals.
However, as this carrier's geotechnical exposure grew, the losses became too significant, and around 1968 it cancelled the entire group of geotechnical engineers en masse and left them with no coverage at all.
To ensure they would never face this issue again, these engineers collectively formed Terra in late 1968 - a professional liability insurance company based in Bermuda devoted exclusively to insuring those in the geotechnical and civil engineering fields.
In the 1950s, there was only one professional liability insurer writing business for design professionals.
However, as this carrier's geotechnical exposure grew, the losses became too significant, and around 1968 it cancelled the entire group of geotechnical engineers en masse and left them with no coverage at all.
To ensure they would never face this issue again, these engineers collectively formed Terra in late 1968 - a professional liability insurance company based in Bermuda devoted exclusively to insuring those in the geotechnical and civil engineering fields.
Thank you for your interest in Terra Insurance - please scroll down to find our quick application for professional liability insurance coverage.
Terra specializes in providing superior insurance for engineers and design professionals.
The application takes between 5-10 minutes to complete and all answers are kept strictly confidential.
If you prefer, we also have a trained staff that can assist you by calling our toll-free office line (800) 872-0077.
To learn more about Terra please explore our About Us page.
Terra specializes in providing superior insurance for engineers and design professionals.
The application takes between 5-10 minutes to complete and all answers are kept strictly confidential.
If you prefer, we also have a trained staff that can assist you by calling our toll-free office line (800) 872-0077.
To learn more about Terra please explore our About Us page.
Stellar returns on our investment.
Unequalled risk management guidance and education.
Responsive contract review and assistance with negotiations.
A genuine interest in the success of our firm, recruitment of a Peer Review team whose competencies and experience were ideally suited to focus on our most pressing needs.
A staff that is responsive, professional, and downright friendly.
You might think I was describing an outstandingly good management consultant.
In fact, I'm describing Terra Insurance Company, an organization whose business is to write professional liability insurance policies that meet the specific needs of its owner/insureds.
Unequalled risk management guidance and education.
Responsive contract review and assistance with negotiations.
A genuine interest in the success of our firm, recruitment of a Peer Review team whose competencies and experience were ideally suited to focus on our most pressing needs.
A staff that is responsive, professional, and downright friendly.
You might think I was describing an outstandingly good management consultant.
In fact, I'm describing Terra Insurance Company, an organization whose business is to write professional liability insurance policies that meet the specific needs of its owner/insureds.
Terra's Management Team comprises seasoned experts in the areas of risk management and analysis, loss prevention, financial management, and law.
In addition, Terra's Board of Directors - is comprised of professional engineers and geologists all active in their respective fields.
Together, Management and the BOD are dedicated to maintaining Terra's "A, Excellent" A. M. Best rating, while sustaining the company's asset and stock value growth.
After graduating from San Francisco State University, Mr. Coduto joined Arthur Andersen & Company, and specialized in audit, tax and internal control analysis and reviews.
In addition, Terra's Board of Directors - is comprised of professional engineers and geologists all active in their respective fields.
Together, Management and the BOD are dedicated to maintaining Terra's "A, Excellent" A. M. Best rating, while sustaining the company's asset and stock value growth.
After graduating from San Francisco State University, Mr. Coduto joined Arthur Andersen & Company, and specialized in audit, tax and internal control analysis and reviews.
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