Belcher Insurance
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Welcome to the Belcher Insurance Agency located in Seagraves, Texas. The Belcher Insurance Agency has been serving the insurance needs of Gaines County, Seminole, TX and the surrounding area since 1950. Terry Millenbine and his staff offer a full line of personal and business insurance from an agency you can trust. Belcher Insurance Agency writes policies with Germania Insurance, Allstate, Progressive, and The Hartford.

Our well qualified service team, with over 100 years combined experience, will assist you in finding a Germania Insurance, home, auto, or life insurance plan that works for your budget. We are here to provide the great local rates for Germania Insurance to the Seagraves and Seminole, TX, area covering your rural property insurance requirements. Serving the insurance needs of Gaines County, Seminole, TX and the surrounding area since 1950.

Call 806-387-2585 today for your free no obligation quote.
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Belcher Insurance Agency wants to insure your home with a plan that's right for your specific situation and provides you peace of mind.
There are several components to a typical home insurance policy.
This section explains the major components of your home insurance policy and offers tips for ensuring adequate coverage.
The cost to rebuild your home is its replacement value.
This can be very different from the estimated market value or actual purchase price.
In most cases, it costs more to rebuild the home you own than to buy a new one.
Auto insurance blends several types of coverage into one policy.
Typically, your policy will include some combination of comprehensive, collision, medical, liability and uninsured motorist coverage.
So what do you need?
It depends on your specific situation.
Liability pays for the damage you cause to others if your car is involved in an accident.
It also protects you from being wiped out financially if you are sued following an accident.
The greater your assets, the more you stand to lose.
If you have substantial financial resources, you may need liability coverage that exceeds the coverage that you'll get from an auto insurance policy.
The need for life insurance is dependent on your own personal and financial needs.
We can assist you in determining what type and amount of life insurance is appropriate for you.
The cash value earned and borrowed from a permanent life insurance policy can be used to help with large expenses, such as a college education or down payment on a home.
The growth of a cash-value policy is tax-deferred -- you do not pay taxes on the cash value accumulation until you withdraw funds from the policy.
Life insurance can be used to cover funeral expenses and pay estate taxes -- consult your tax advisor agent for more information.
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