Brinkley & Associates
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It is the goal of our dedicated staff of insurance professionals to offer friendly service with a positive attitude. We are proud to be your neighborhood independent insurance agent. We make finding affordable insurance easy by shopping the market for the provider with the lowest price to fit your needs. Let us review your policies to see if you are saving the maximum amount possible on your current insurance policies.

Contact us and we will do our best to start saving you money today. You may request changes to your policy by contacting us via our website twenty-four hours a day, seven days a week. Policy changes must be approved by the insurance company. As an independent insurance agent we can offer the right coverages with the personal touch you would expect from your insurance agent.

Our customers are the foundation of our business and we consider it a privilege to assist with their insurance needs. We are a leading provider in insurance and services in the insurance industry. Priding ourselves on providing the best customer experience possible while also giving you the lowest rates.
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In 1933, Pons Insurance Agency, Inc. began operation by A.A. "Trigger" Pons who was later joined by his brother, Walter Pons.
Following their retirement, in 1981, the insurance agency merged with The Brinkley Company and Brinkley Insurance Agency, Inc. later became the registered trade name.
The following year Valdese Insurance Agency, owned by Joseph Mahaffee, was purchased and moved one block up the street to our office.
Currently, Brinkley Insurance Agency serves the needs of thousands of individuals and families and many business entities in the Unifour and adjacent areas.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
Term insurance is designed to meet temporary needs.
It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.
For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
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