Arnold Smith Insurance Agency
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Arnold Smith Insurance Agency
Our company has served clients by providing comprehensive insurance solutions for personal and commercial lines since 1972. We focus on Washington State with a heavy concentration on Mason, Kitsap, and Thurston Counties, but we serve many nearby areas as well. Our first commitment is to providing great value, and this means creating optimal insurance solutions at prices that our clients are looking for.

We start with coverages from some of the best providers, which help us deliver quality products. We match these coverages with your exact needs and ensure that you understand the plan that includes these thoroughly. We'll be at your disposal, so you'll never be on your own. Count on us to keep you up to speed and help you find the right resources.

Our website is designed to be a gateway to our agency and to provide you with essential resources. Quotes, product information, and other resources are available on the site. We're proud of this online addendum to our personalized services and we know it can help prepare you.
Services
Availability, expertise, and quality are things you can always expect from us.
We're always there for you.
Our agents have over 75 years of combined experience, so you can count on industry knowledge and efficiency as you select coverages for your policy.
Finally, you can count on quality.
We don't seek to give you the lowest-priced standard coverages that can sacrifice protection.
We seek to give you value, which means providing you with coverages that meet your needs for the lowest possible price.
Combining your home and auto policies can benefit you with discounts that help you save and additional coverage options to make your life easier.
Choosing the right auto insurance is the key to keeping you and your car safe on the road in the event of an accident or other vehicle damage.
Look after your biggest investment and everything in it with a proper policy that ensures its protection in the event of an accident or natural disaster.
Keep your confidential information and personal assets secure with extended coverage options including personal umbrella insurance.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Having proper Auto Insurance ensures your independence behind the wheel.
From accidents and injuries to hit-and-runs and theft, it's important to keep your car insured so you're prepared when accidents do happen.
At Arnold Smith Insurance, we combine premium Auto Insurance with personalized service to give you the best coverage possible.
Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs - for peace-of-mind driving assurance.
If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally.
With Liability Coverage, you can be insured if you're held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.
If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.
There are two main components to Auto Liability: Bodily Injury and Property Damage liability.
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