Scheef Insurance
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Scheef Insurance, LLC was founded in 1975 when Jerry and Marlynn Scheef purchased the Semper Insurance Agency from the Semper Family after Paul passed away. In 2016, the agency was purchased from Jerry and Marlynn by Scott and April Reilly. Scott had been with the agency since 2011 and the time was right. Since 2011, we have worked with, acquired, and merged with several local agencies that felt it was time to pass their trusted agency on to a long standing and trusted agency that has deep roots and many years ahead.

They are Nebraska Rural Services in 2011 from here in Spalding, Betty Ondracek agency from Greeley in 2015, merged Ita Insurance Agency crop business from Ericson into ours in 2017, and Kasselder Insurance from Bartlett in 2018. This has been and continues to be very successful ventures because the agency clients stayed with us, and we continue to provide the quality of service they received from their former agents and agencies.

We are an independent agency which allows us the opportunity to offer several insurance companies for all your needs.
Services
As your trusted source for auto insurance, Scheef Insurance, LLC.
Our clients have been choosing our agency to insure their cars and other vehicles because of our competitive prices and personal customer service, but our policies offer so much more.
Our auto insurance policy protects you against financial loss if you have a car accident.
General types of auto insurance coverage include property, liability, medical, uninsured and underinsured motorists, comprehensive and collision coverage.
To an ATV rider, there might be nothing quite like taking a ride out in some sand dunes out in the middle of the desert, or blazing through the trees in the forest.
Whatever the activity, there's no denying that riding an all-terrain vehicle is fun.
However, it can also be risky.
With a good variety of coverage types available, you should be able to work with an ATV insurance provider to create a policy that can provide you with maximum protection.
There are multiple types of coverages available that you can choose from to create a comprehensive ATV insurance policy.
While cruising the water in your boat, the last thing you want to worry about is insurance.
Contact us and let us take care of you.
Then go back to fishing, sunbathing, or just relaxing on those cool, clear waters.
We have a policy for most types of boats including bass boats, cruisers, fishing boats, pontoons, runabouts, sailboats, catamarans and utility boats.
Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 mile per hour horse power under a homeowners or renters insurance policy.
A classic, collectible or antique car is no ordinary car-and regular auto insurance is not sufficient to protect such a vehicle against damage or loss.
That said, there is no uniform definition of a classic car.
If a car's value exceeds its original selling price, then it might be considered collectible and a candidate for specialized classic car insurance.
You might also seek specialized insurance for vintage military vehicles, classic motorcycles and antique tractors.
Limited use - Your classic car cannot be used for everyday commuting or errands, and your policy may include mileage limitations and proof the car is being properly garaged if you do travel with it.
If you have purchased a condo or co-op, the bank will require insurance to protect its investment in your home.
You may, however, need more insurance to cover your personal items, liability or fees that may be charged to you regarding shared areas of the building like the lobby.
This provides coverage for your personal possessions, structural improvements to your apartment and additional living expenses if you are the victim of fire, theft or other disaster listed in your policy.
You also get liability protection.
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