Lastrapes Insurance Agency are licensed professionals who forge strong customer and community ties. We work as a representative, helping to determine the your best insurance needs, and can periodically review coverage's as those needs change. We have access to multiple companies, ensuring you get the best combination price, coverage, and service. Protect your home by having good insurance that covers the costs of repair or replacement of your home against fire, theft, and other natural disasters.
We can cover your boat, RV and/or motorcycle with some of the finest carriers to deliver a broad range of products to you. We can contact the insurance company to get the claims process rolling and can work closely with that company, ensuring you get a prompt and fair response to your claim.
We can cover your boat, RV and/or motorcycle with some of the finest carriers to deliver a broad range of products to you. We can contact the insurance company to get the claims process rolling and can work closely with that company, ensuring you get a prompt and fair response to your claim.
Services
Founded in 1995, Lastrapes Insurance Agency has grown to one of the premier insurance agencies in New Orleans.
Since 1976 when he started in the business with Prudential, John Lastrapes has been selling insurance in the Greater New Orleans Area and has an exemplary record with many clients and their families dating back to when he first became an agent.
Our commitment is to provide customers with the best insurance value and service available, while maintaining the highest ethical standards and credibility with our clients, carriers, and the public.
Since 1976 when he started in the business with Prudential, John Lastrapes has been selling insurance in the Greater New Orleans Area and has an exemplary record with many clients and their families dating back to when he first became an agent.
Our commitment is to provide customers with the best insurance value and service available, while maintaining the highest ethical standards and credibility with our clients, carriers, and the public.
We are committed to our clients and as such we take the time to make sure you know exactly what you're getting and what it protects.
Lastrapes Insurance Agency offers the most comprehensive insurance at the best available rates.
We offer full service personal lines including, but not limited to: auto, home, boat, RV, motorcycle, dwelling fire, renters, personal umbrella, and many others.
We work close with our clients to customize a policy that fits your needs and budget.
We are able to provide our clients with a level of products, services, and expertise associated with the largest carriers, while delivering local, personalized service.
Lastrapes Insurance Agency offers the most comprehensive insurance at the best available rates.
We offer full service personal lines including, but not limited to: auto, home, boat, RV, motorcycle, dwelling fire, renters, personal umbrella, and many others.
We work close with our clients to customize a policy that fits your needs and budget.
We are able to provide our clients with a level of products, services, and expertise associated with the largest carriers, while delivering local, personalized service.
Auto insurance is a policy purchased by vehicle owners to mitigate costs associated with getting into an auto accident.
Instead of paying out of pocket for auto accidents, people pay annual premiums to an auto insurance company; the company then pays all or most of the costs associated with an auto accident or other vehicle damage.
Auto insurance premiums vary depending on age, gender, years of driving experience, accident and moving violation history, and other factors.
Most states mandate that all vehicle owners purchase a minimum amount of auto insurance, but many people purchase additional insurance to protect themselves further.
Instead of paying out of pocket for auto accidents, people pay annual premiums to an auto insurance company; the company then pays all or most of the costs associated with an auto accident or other vehicle damage.
Auto insurance premiums vary depending on age, gender, years of driving experience, accident and moving violation history, and other factors.
Most states mandate that all vehicle owners purchase a minimum amount of auto insurance, but many people purchase additional insurance to protect themselves further.
Typically covers your house, attached structures, fixtures in the house such as built-in appliances, plumbing, heating, permanently installed air conditioning systems, and electrical wiring.
Many people underinsure their dwelling because they don't understand how to determine the right value for the dwelling amount.
The dwelling insured value should cover reconstruction cost and not real estate value.
Other Structures typically covers detached structures such as garages, storage sheds, and fixtures attached to the land including fences, driveways, sidewalks, patios, and retaining walls.
Many people underinsure their dwelling because they don't understand how to determine the right value for the dwelling amount.
The dwelling insured value should cover reconstruction cost and not real estate value.
Other Structures typically covers detached structures such as garages, storage sheds, and fixtures attached to the land including fences, driveways, sidewalks, patios, and retaining walls.
Boat insurance covers you in the event of a loss or damage to your boat.
It covers most watercraft with motors, including fishing boats, pontoon boats, paddle boats, leisure crafts and yachts.
Boat insurance does not usually cover canoes, kayaks or personal watercrafts (PWCs).
For small watercrafts, you may find some limited coverage under your homeowner's policy.
You may also be able to add a special endorsement or buy separate coverage.
Contact an independent agent in the Trusted Choice for assistance with all of your boat coverage.
It covers most watercraft with motors, including fishing boats, pontoon boats, paddle boats, leisure crafts and yachts.
Boat insurance does not usually cover canoes, kayaks or personal watercrafts (PWCs).
For small watercrafts, you may find some limited coverage under your homeowner's policy.
You may also be able to add a special endorsement or buy separate coverage.
Contact an independent agent in the Trusted Choice for assistance with all of your boat coverage.
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