Living Local in Northern Michigan. We are an independent insurance agency offering Personal, Commercial, and Life Insurance coverages. Our goal is simple: to use our time, knowledge, and resources to improve your position in life. We can assist you throughout Michigan, with offices conveniently located in Bellaire and Elk Rapids. Our service-oriented staff will give you policy options designed to help make your coverage decisions easier.
Working with the leading insurance carriers, we can tailor your business coverage to work best for your specific company. For affordable solutions that help grow your business, come to Fischer Insurance. For 15 years, Fischer Insurance has been providing complete insurance protection programs to Michigan's leading craft breweries, wineries and distilleries.
Working with the leading insurance carriers, we can tailor your business coverage to work best for your specific company. For affordable solutions that help grow your business, come to Fischer Insurance. For 15 years, Fischer Insurance has been providing complete insurance protection programs to Michigan's leading craft breweries, wineries and distilleries.
Services
To operate in an ethical and caring manner that validates the respect and trust that our clients choose to place with us.
To use our time, knowledge and resources to improve our clients' position in life and business.
Fischer Insurance is an independent insurance agency offering property, casualty and life insurance products.
Located in Northern Michigan, Fischer Insurance has offices located in Bellaire and Elk Rapids, MI.
Our agents can assist you with personal and commercial products for individuals or organizations located in Michigan, Indiana, Florida and North Carolina.
To use our time, knowledge and resources to improve our clients' position in life and business.
Fischer Insurance is an independent insurance agency offering property, casualty and life insurance products.
Located in Northern Michigan, Fischer Insurance has offices located in Bellaire and Elk Rapids, MI.
Our agents can assist you with personal and commercial products for individuals or organizations located in Michigan, Indiana, Florida and North Carolina.
Your home may be your biggest asset; you need the right agency to help protect it.
Not only have you spent money on it, but it's the center of your life - where you go to feel safe.
It makes sense to do all that you can to keep it safe.
If your home becomes damaged or destroyed, you have to settle your claim with a reliable insurance agency.
Fischer Insurance will help you find the best coverage for your individual needs.
We provide a winning combination of specific plans, high-quality customer service, and reasonable price points.
Not only have you spent money on it, but it's the center of your life - where you go to feel safe.
It makes sense to do all that you can to keep it safe.
If your home becomes damaged or destroyed, you have to settle your claim with a reliable insurance agency.
Fischer Insurance will help you find the best coverage for your individual needs.
We provide a winning combination of specific plans, high-quality customer service, and reasonable price points.
Auto insurance can be your single biggest exposure, not to mention the most expensive.
Our goal is to ensure that you are not only getting the proper coverage, but getting it at a competitive rate.
As an independent agent we offer multiple quotes from the leading insurance carriers.
Auto insurance premiums are based upon many factors, primarily the type of car you own, the age and motor vehicle records of drivers in the household, the distance the car is driven and the garaging location of vehicle.
Our goal is to ensure that you are not only getting the proper coverage, but getting it at a competitive rate.
As an independent agent we offer multiple quotes from the leading insurance carriers.
Auto insurance premiums are based upon many factors, primarily the type of car you own, the age and motor vehicle records of drivers in the household, the distance the car is driven and the garaging location of vehicle.
State Minimums for Bodily Injury are changing - Carrying less than $250,000/$500,000 will require you to sign a selection form acknowledging your lower coverage.
You will still be able to select the current Unlimited Coverage or lower protection of $500,000, $250,000, $50,000 for Medicaid recipients, $0 if you have a Qualified Health Coverage.
Fischer Insurance recommends at least: $500,000 limit for Bodily Injury Liability insurance; Unlimited Personal Injury Protection (PIP); An Umbrella Insurance policy of $1 million or greater.
You will still be able to select the current Unlimited Coverage or lower protection of $500,000, $250,000, $50,000 for Medicaid recipients, $0 if you have a Qualified Health Coverage.
Fischer Insurance recommends at least: $500,000 limit for Bodily Injury Liability insurance; Unlimited Personal Injury Protection (PIP); An Umbrella Insurance policy of $1 million or greater.
What happens when you exceed the current liability limits on a home, auto or even watercraft policy in the event of a catastrophic loss?
A personal umbrella policy will protect you against covered losses that exceed these underlying limits.
In some cases, an umbrella policy provides protection for situations that may not be covered by the underlying policy.
Most umbrella policies will have coverage built in for claims arising from slander, damage to someone else's property in your care, foreign country liability that can include auto accidents.
A personal umbrella policy will protect you against covered losses that exceed these underlying limits.
In some cases, an umbrella policy provides protection for situations that may not be covered by the underlying policy.
Most umbrella policies will have coverage built in for claims arising from slander, damage to someone else's property in your care, foreign country liability that can include auto accidents.
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