Hoeper Farms
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Hoeper Farms
Is your spa just like a cupcake store? Does your current insurance exclude your tanning services? Does your agent know what an esthetician is? Because of your specialized services, you need specialized coverage and experts in the industry. We specialize in all types of image businesses from independent contractors to multi-location salons and spas.

If you offer salon, spa, tanning, or other image-related services, we'll make sure everything is covered. We offer esthetician insurance, massage therapist insurance, red light therapy insurance, and more. With Insurtec, you can be confident all your services are covered. Our affordable independent contractor insurance can cover services like massage therapy, esthetics, cosmetology, airbrush, and more.

Whether you need glass coverage, employee auto, equipment breakdown, or your landlord requires a waiver, we can handle it. Multiple payment options and plans give flexibility to your budget. Specialized salon insurance is as affordable as regular insurance that may exclude many of your services.
Services
We have been writing specialized tanning salon insurance since 1995.
We've watched as tanning salons have added new services and expanded into spray tanning.
We've been covering all those services for years.
One of the most difficult things to find is an insurance policy that can cover all the services you offer, especially tanning salon insurance.
None of the big carriers will write tanning salons because of the fear of a cancer claim.
That's where we step in.
We don't have a cancer exclusion and specialize in exactly the coverage you need.
Airbrush tanning is one of the fastest growing segments of the beauty industry.
Though many believe that airbrush tanning is safer than ultraviolet tanning, airbrush tanning, like any service you offer, has its own set of risks involved.
Because of skin reactions or privacy issues, airbrush tanning insurance is a must-have for anyone offering the service.
We offer two different types of policies for airbrush tanning.
If you are an independent contractor, we have you covered with our stand-alone independent contractor policy.
For as little as $42 a month, we can cover your entire barbershop for accidents, bodily injuries, property damage, and even advertising claims.
This can give you peace of mind that we are there for you anytime a claim may arise.
Whether you own a barbershop or rent a chair in a shop, you can be sued and held responsible for your services.
We all know, sometimes accidents happen.
It doesn't have to be your fault to have a lawsuit brought against your barbershop.
Our policy will cover your professional services for bodily injuries, property damage, libel, and advertising claims.
Nail salons have a unique risk when it comes to insurance.
Because there is so much contact between your tools and your client's skin, there is a chance of injury.
How are you protected for those rare circumstances where someone is injured or at least claims to be injured?
Whether it's fear of a customer coming in with a greenie or worrying about damaging the nail bed, you need the right nail salon insurance to protect your business.
Nail salon insurance will help protect your nail business from bodily injury, slip and falls, property damage and even advertising disputes.
Spas are a complex businesses.
Every year, new services become popular and spa owners must assess everything out there to decide what's going to work in their spa.
One of the most difficult things to find is an insurance policy that can cover all the services you offer.
When it comes to spa insurance, we have you covered.
We've been offering insurance coverage for spas since 1998 and have seen every service out there.
Spa liability insurance protects you against when someone claims to have been injured in your spa.
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