Insurance and Benefits Resource Group (IBNRG) specializes in helping everyone understand their health care options: always with a smile and always free of charge. Get the purchasing power of group insurance. Whether you are a solopreneur or are shopping plans for a larger organization, our agents can be your health care benefits support team. You're not alone.
We help you navigate the marketplace or find private coverage. As your agents of record, we will keep you informed about plan changes and help navigate annual renewals. Don't waste your time on misleading commercials promising 'free benefits' or get trapped into a plan from an unknown agent's cold call. Rachel Cook is the answer to your madness! She truly had my best interest at heart and was so thorough in researching a policy solution for my specific needs.
She answered my continued questions until I understood what was best for me. Thank you for guiding me through this confusing process. For once, I don't dread talking to my insurance agent.
We help you navigate the marketplace or find private coverage. As your agents of record, we will keep you informed about plan changes and help navigate annual renewals. Don't waste your time on misleading commercials promising 'free benefits' or get trapped into a plan from an unknown agent's cold call. Rachel Cook is the answer to your madness! She truly had my best interest at heart and was so thorough in researching a policy solution for my specific needs.
She answered my continued questions until I understood what was best for me. Thank you for guiding me through this confusing process. For once, I don't dread talking to my insurance agent.
Services
Everyone deserves the freedom to be both healthy and financially protected, so our services are free and ongoing.
As independent agents, we research and recommend plans from respected companies and match them to individual or group needs.
We help you choose a plan, sign up, and navigate annual renewals to address changing costs and coverages.
We stay up to date about the health insurance industry so that we can advise our clients about changing regulations and their life events.
When we are the agent of record, you will be informed about annual renewals and changes and benefit from our years of experience.
As independent agents, we research and recommend plans from respected companies and match them to individual or group needs.
We help you choose a plan, sign up, and navigate annual renewals to address changing costs and coverages.
We stay up to date about the health insurance industry so that we can advise our clients about changing regulations and their life events.
When we are the agent of record, you will be informed about annual renewals and changes and benefit from our years of experience.
With its immense buying power, group coverage is usually the best choice for anyone who has an organizational structure-even an organization of ONE (in many states).
In a rural area, for example, one client's choices expanded from a single plan option to more than 75.
Learn about your options.
Because there are so many choices available, it's valuable to have an agent to weigh your coverage needs and budget against the various plans and options.
Mike and Rachel are independent agents who stay updated on offerings from all the major carriers, compare plans across companies, and assemble the right benefits for your organization and employees.
In a rural area, for example, one client's choices expanded from a single plan option to more than 75.
Learn about your options.
Because there are so many choices available, it's valuable to have an agent to weigh your coverage needs and budget against the various plans and options.
Mike and Rachel are independent agents who stay updated on offerings from all the major carriers, compare plans across companies, and assemble the right benefits for your organization and employees.
Whether you sign up through the marketplace or with a private company, navigating individual health care plan options-for yourself or your whole family-is challenging.
You can turn to us for help whether you are a part-time worker, a 1099 contractor, or simply not covered by employer-based insurance.
Make us your resource for all your health care-related needs.
Our marketplace estimation tool makes it easy to see your options in the marketplace.
Enroll through us, and as your agent of record, we can make sure you stay informed about plan changes and help you navigate annual renewals or life-changing events.
You can turn to us for help whether you are a part-time worker, a 1099 contractor, or simply not covered by employer-based insurance.
Make us your resource for all your health care-related needs.
Our marketplace estimation tool makes it easy to see your options in the marketplace.
Enroll through us, and as your agent of record, we can make sure you stay informed about plan changes and help you navigate annual renewals or life-changing events.
When you turn 65, you're entitled to Medicare*.
Our agents can help you enroll and answer all your questions about Medicare, Part D, and Supplemental coverage.
Many new enrollees are surprised to discover how well Medicare works when configured correctly.
You can count on our experience.
In more than 12 years, we've never had a complaint after helping with Medicare enrollment.
Our services are free because we believe everyone deserves health coverage that gives them confidence and financial security.
Our agents can help you enroll and answer all your questions about Medicare, Part D, and Supplemental coverage.
Many new enrollees are surprised to discover how well Medicare works when configured correctly.
You can count on our experience.
In more than 12 years, we've never had a complaint after helping with Medicare enrollment.
Our services are free because we believe everyone deserves health coverage that gives them confidence and financial security.
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