At Howard Insurance we offer more than just insurance; we offer a long-term partnership between your family and ours. Searching for the right insurance company can be a daunting task. Our team at Howard Insurance has over 100 years of combined experience to help you with your important insurance decisions. We believe each of our customers' needs are different, and we make it our mission to provide you with the best possible insurance coverage at the best possible price to protect your family.
Howard Insurance proudly partners with many reputable and financially sound insurance companies to offer our customers a variety of insurance products including home, auto, life, boat, motorcycle, commercial, farmowners, umbrella and more. In addition we can assist you with your annuities, bonds and state filings when needed. Our team will take the time to make sure you get the best possible rates and coverage through our many different insurance companies.
If one of our partners lowers their rates, don't be surprised to receive a call from one of our agents with an offer to change your policy!
Howard Insurance proudly partners with many reputable and financially sound insurance companies to offer our customers a variety of insurance products including home, auto, life, boat, motorcycle, commercial, farmowners, umbrella and more. In addition we can assist you with your annuities, bonds and state filings when needed. Our team will take the time to make sure you get the best possible rates and coverage through our many different insurance companies.
If one of our partners lowers their rates, don't be surprised to receive a call from one of our agents with an offer to change your policy!
Services
Howard Insurance is an independently owned insurance agency operating in Hamilton, IN since 1972.
Founder Charles Howard has always been a farmer; his father was a farmer, and his grandfather was a farmer.
We have always enjoyed working with people, and we feel it is our mission to help our community.
Over the last 40 years, Howard Insurance has had a unique focus on farmers, and we have expanded our product offering to include a full range of insurance products that fit the needs of our community.
Founder Charles Howard has always been a farmer; his father was a farmer, and his grandfather was a farmer.
We have always enjoyed working with people, and we feel it is our mission to help our community.
Over the last 40 years, Howard Insurance has had a unique focus on farmers, and we have expanded our product offering to include a full range of insurance products that fit the needs of our community.
With a long history (over 40 years) of a customer-focused service philosophy, Howard Insurance treats our customers like family.
We want our customers to feel comfortable coming to us with all their insurance needs and questions.
Our agents take the time to listen to your specific situation and work with you to determine the best option.
The Howard Insurance team is passionate about creating long lasting relationships with our clients and helping you throughout the years as your needs change.
The founder and President of Howard Insurance, Charles Howard, is still actively involved in the agency as well as in the Hamilton community.
We want our customers to feel comfortable coming to us with all their insurance needs and questions.
Our agents take the time to listen to your specific situation and work with you to determine the best option.
The Howard Insurance team is passionate about creating long lasting relationships with our clients and helping you throughout the years as your needs change.
The founder and President of Howard Insurance, Charles Howard, is still actively involved in the agency as well as in the Hamilton community.
Howard Insurance offers a variety of automobile coverage options from reputable providers.
Auto insurance is not just a good idea; in most cases, it's the law.
Every driver on the road needs to carry automobile insurance to cover damages caused to property and other people in the event of an accident.
At Howard Insurance, we take the time to understand the way you use your vehicles so we can recommend the best possible coverage options.
Multiple vehicle discounts and bundle packages may also be available to help keep costs low.
Auto insurance is not just a good idea; in most cases, it's the law.
Every driver on the road needs to carry automobile insurance to cover damages caused to property and other people in the event of an accident.
At Howard Insurance, we take the time to understand the way you use your vehicles so we can recommend the best possible coverage options.
Multiple vehicle discounts and bundle packages may also be available to help keep costs low.
Homeowner policies provide coverage for your home, the contents of your home, and detached structures.
Your homeowners insurance policy will typically cover your home against damage caused by wind and hail, vandalism, lightning strikes, fires, vehicles, plumbing system failures, falling objects, theft, ice and smoke.
In addition, coverage can be provided for personal liability, medical expenses of others which result from injury on your premises and property damage of others while on your premises.
Your homeowners insurance policy will typically cover your home against damage caused by wind and hail, vandalism, lightning strikes, fires, vehicles, plumbing system failures, falling objects, theft, ice and smoke.
In addition, coverage can be provided for personal liability, medical expenses of others which result from injury on your premises and property damage of others while on your premises.
While many insurance agencies don't offer farmowners insurance or don't know enough about it to be helpful, Howard Insurance actually specializes in this area.
Our family comes from a long line of farmers and, over the years, we have provided farmowners insurance for dozens of farms in Hamilton and surrounding areas.
You can trust the experts at Howard Insurance to get you the farmowners insurance that's right for you.
Howard Insurance offers commercial insurance to help protect your business and minimize risk.
Our family comes from a long line of farmers and, over the years, we have provided farmowners insurance for dozens of farms in Hamilton and surrounding areas.
You can trust the experts at Howard Insurance to get you the farmowners insurance that's right for you.
Howard Insurance offers commercial insurance to help protect your business and minimize risk.
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