We are a proven independent agency that assists you in getting the Medicare benefits you deserve! Every client is provided with our office and cell phone numbers for your personal convenience. Your life goals and health needs require a specific kind of insurance, and our agents are here to help. By learning about your family, we can provide the best quote on coverage.
What are your health concerns and goals? Allow us to assist you in choosing the right insurance for you. Whether you need health, life, or supplemental insurance we are ready to help. If you want to sign up, change your plan, or update your Medicare policy, we're here when you need us.
What are your health concerns and goals? Allow us to assist you in choosing the right insurance for you. Whether you need health, life, or supplemental insurance we are ready to help. If you want to sign up, change your plan, or update your Medicare policy, we're here when you need us.
Services
The most trusted name in Medicare, health, and life insurance.
Ricky Credille Insurance is a family owned independent insurance agency serves those in Alabama, Kentucky, Mississippi, and Tennessee.
As an independent agency, we work for our clients- not the insurance companies.
Our team specializes in Medicare insurance products.
Therefore, we are able to give you an unbiased opinion on your Medicare options.
Being appointed with many different insurance companies, we can find the right fit for you.
Ricky Credille Insurance is a family owned independent insurance agency serves those in Alabama, Kentucky, Mississippi, and Tennessee.
As an independent agency, we work for our clients- not the insurance companies.
Our team specializes in Medicare insurance products.
Therefore, we are able to give you an unbiased opinion on your Medicare options.
Being appointed with many different insurance companies, we can find the right fit for you.
Part A is your hospital insurance.
This part helps with costs associated with inpatient hospital stays and skilled nursing facility stays.
Home health and hospice care are also included under Medicare Part A.
For most individuals, there is no pay for Medicare Part A. Typically, there is no monthly premium for Medicare Part A (Hospital Insurance) coverage, because the policy holder paid Medicare taxes for a certain amount of time while working.
If you don't qualify for free Medicare Part A, there is an option to purchase it.
This part helps with costs associated with inpatient hospital stays and skilled nursing facility stays.
Home health and hospice care are also included under Medicare Part A.
For most individuals, there is no pay for Medicare Part A. Typically, there is no monthly premium for Medicare Part A (Hospital Insurance) coverage, because the policy holder paid Medicare taxes for a certain amount of time while working.
If you don't qualify for free Medicare Part A, there is an option to purchase it.
Original Medicare has two working parts, Medicare Part A and Medicare Part B. Medicare Part A is insurance that covers you for inpatient care.
Most people think of inpatient care as a typical hospital stay.
However, Medicare Part A covers typical hospital stays as well as inpatient care at mental hospitals and inpatient rehabilitation facilities.
In addition to hospitalization coverage, Part A covers post-hospital skilled nursing and short-term post-hospital home health care.
With this part, short-term hospice services will be covered as well.
Most people think of inpatient care as a typical hospital stay.
However, Medicare Part A covers typical hospital stays as well as inpatient care at mental hospitals and inpatient rehabilitation facilities.
In addition to hospitalization coverage, Part A covers post-hospital skilled nursing and short-term post-hospital home health care.
With this part, short-term hospice services will be covered as well.
Medicare Part B covers outpatient healthcare services.
This part of Original Medicare covers medically necessary services and supplies.
Flu shots, colonoscopies, mammograms, and wellness checkups are examples of what is included in these outpatient services.
It also covers routine outpatient services such as doctor's visits, lab work, and home health.
Original Medicare Part B covers services that are often expensive.
Chemotherapy or radiation would fall under this part.
Part B will also pay for drugs given to you in a medical clinic, such as injections for osteoporosis, infusion drugs, and insulin that is used with an insulin pump.
This part of Original Medicare covers medically necessary services and supplies.
Flu shots, colonoscopies, mammograms, and wellness checkups are examples of what is included in these outpatient services.
It also covers routine outpatient services such as doctor's visits, lab work, and home health.
Original Medicare Part B covers services that are often expensive.
Chemotherapy or radiation would fall under this part.
Part B will also pay for drugs given to you in a medical clinic, such as injections for osteoporosis, infusion drugs, and insulin that is used with an insulin pump.
A Medicare Advantage plan is an insurance plan offered by private companies that contract and are approved by Medicare.
You may opt to get your Medicare Part A, B and D benefits from a Medicare Advantage plan instead of Original Medicare.
Medicare Advantage Plans are sometimes called Medicare Part C. Advantage Plans offer you an alternative to Original Medicare.
Medicare Advantage plans were developed and created to provide an alternative to Original Medicare and Medicare Supplemental plans.
When you join an Advantage Plan, you are directing Medicare to pay the Advantage plan a set amount of money for your medical care.
You may opt to get your Medicare Part A, B and D benefits from a Medicare Advantage plan instead of Original Medicare.
Medicare Advantage Plans are sometimes called Medicare Part C. Advantage Plans offer you an alternative to Original Medicare.
Medicare Advantage plans were developed and created to provide an alternative to Original Medicare and Medicare Supplemental plans.
When you join an Advantage Plan, you are directing Medicare to pay the Advantage plan a set amount of money for your medical care.
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