Tawes Insurance
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Tawes Insurance
Tawes Insurance is an independent insurance agency that has been providing competitive pricing and superior customer service since 1939. By representing several insurance carriers we can find our customers the best combination of price, coverage and service. We specialize in marine, flood and coastal insurance. Excellent customer service is what we strive for.

We make shopping for insurance easy. When choosing an insurance agency, you want an agent you can trust. As an independent agency, our duty is to look out for our customers' best interest whether it be their premium or guiding them through a claim. Our customer service is what sets us apart from other agencies. HOMEOWNERS INSURANCE What is homeowners coverage?

Homeowners insurance provides you with financial protection in the event of a disaster or accident involving your home. Homeowners Insurance covers your. COMMERCIAL INSURANCE What is Commercial Insurance coverage? Commercial Insurance protects your business against potential losses through unforeseen circumstances like theft, liability, property damage, and for coverage in the event of.
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Bodily Injury Liability - which covers costs associated with injuries or death that you or another driver causes while driving your car.
Property Damage Liability - which covers damage that you or another driver operating your car causes to another vehicle or other property.
Medical Payments or Personal Injury Protection (PIP) - which provides reimbursement for medical expenses for injuries to you or your passengers.
It will also cover lost wages and other related expenses.
Uninsured/Underinsured Motorist Coverage - which reimburses you when an accident is caused by an uninsured or underinsured driver.
Commercial Insurance protects your business against potential losses through unforeseen circumstances like theft, liability, property damage, and for coverage in the event of an interruption of business or injured employees.
Many business insurance policies include basic coverages such as property, liability, crime and commercial auto insurance, as well as other optional insurance, such as business interruption insurance, equipment breakdown insurance, and workers compensation.
We consult with you to ensure your business is protected with a customized portfolio of coverages.
Flood can cause massive damage to a home.
Flood insurance protects a structure and its contents from water damage caused by a flood, which is technically defined as a temporary condition where two or more acres of normally dry land are inundated by water or mudflow.
Homeowners insurance does not cover damages caused by a flood, so anyone with a home in an area susceptible to flooding should consider purchasing flood insurance.
Typically, Flood Insurance includes two distinct coverages - structural and content.
Homeowners insurance provides you with financial protection in the event of a disaster or accident involving your home.
Homeowners Insurance covers your house and personal belongings in the event of a covered loss, such as water or fire.
Typically, your Homeowners Insurance will also include liability coverage for any injuries and property damage to others caused by you or members of your household and possibly your pets, depending on breed, as required by law and mandate.
Condominium Insurance covers your personal belongings, liability and required portions of the interior structure as determined by Condominium by-laws and State mandates.
A boat policy insures you and your boat against liability and damage in the event of an accident.
The types and amount of coverage you receive depend on the specific boat policy you purchase.
Your Homeowners Policy may include a boat rider.
Nonetheless your home insurance may not provide you with the right coverage on your boat or personal watercraft.
Most homeowner's policies have size restrictions, as well as limitations on horsepower, and damage coverage.
Exact coverage limits vary by state, underwriting company, and contract.
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