Senior insurance solutions such as Medicare Advantage, Supplements and prescription drug plans. Providing exceptional client service through attentiveness, advocacy and retention programs. Developed and utilize a needs-based process of comparative analysis to determine the appropriate plan for each client. Built and retain a portfolio of clients by leveraging client referrals and executing community-based outreach programs.
Beetem Insurance Services - Mike Beetem is an Independent Agent specializing in Medicare Solutions in New Milford, CT and the surrounding areas. Since 2011, offering a wide range of options from many different carriers to help you find the plan most suitable for your needs. It's important to understand the choices you have in plans and how those choices can affect your health and budget.
Accomplishing this with emphasis on quality coverage, competitive premiums, and overall simplification of insurance matters. To analyze my clients' complete insurance needs, design a responsible protection program, and recommend insurance that is a cost effective insurance strategy designed for your individual situation.
Beetem Insurance Services - Mike Beetem is an Independent Agent specializing in Medicare Solutions in New Milford, CT and the surrounding areas. Since 2011, offering a wide range of options from many different carriers to help you find the plan most suitable for your needs. It's important to understand the choices you have in plans and how those choices can affect your health and budget.
Accomplishing this with emphasis on quality coverage, competitive premiums, and overall simplification of insurance matters. To analyze my clients' complete insurance needs, design a responsible protection program, and recommend insurance that is a cost effective insurance strategy designed for your individual situation.
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I believe the better educated you are about Medicare insurance, the better you'll be able to make good decisions about your Medicare health insurance choices.
That's why I've created this resource section.
This Medicare Learning Center is here to educate you on Medicare health insurance and provide you with the resources to help you select the right plan for your unique needs.
As you review your Medicare health insurance coverage, here are some things to consider to determine if you have the right coverage or should be looking for a new policy.
That's why I've created this resource section.
This Medicare Learning Center is here to educate you on Medicare health insurance and provide you with the resources to help you select the right plan for your unique needs.
As you review your Medicare health insurance coverage, here are some things to consider to determine if you have the right coverage or should be looking for a new policy.
Medicare Advantage Plans, sometimes called Part C, are health plan options that are part of the Medicare program.
If you join one of these plans, you generally get all your Medicare-covered health care through the Medicare Advantage Plan.
This coverage can include prescription drug coverage.
When you join a Medicare Advantage Plan, you use the health insurance card that you get from the plan for your health care.
In most of these plans, there generally are extra benefits and lower co-payments than in the Original Medicare Plan.
If you join one of these plans, you generally get all your Medicare-covered health care through the Medicare Advantage Plan.
This coverage can include prescription drug coverage.
When you join a Medicare Advantage Plan, you use the health insurance card that you get from the plan for your health care.
In most of these plans, there generally are extra benefits and lower co-payments than in the Original Medicare Plan.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the healthcare costs that Original Medicare doesn't cover.
As copayments, coinsurance, and deductibles.
If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Your Medigap policy pays its share.
A Medigap policy is different from a Medicare Advantage Plan.
Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
As copayments, coinsurance, and deductibles.
If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Your Medigap policy pays its share.
A Medigap policy is different from a Medicare Advantage Plan.
Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
You can sign up for Medicare Prescription Drug Plans, which helps cover prescription drug costs, along with other components of Medicare starting three months before your 65th birthday.
It's important to do this on time because there's a permanent premium surcharge for enrolling more than three months after your 65th birthday if you don't have equivalent drug coverage from another source, such as a retiree plan.
Most Medicare Prescription Drug Plans have a coverage gap called a donut hole.
This means there's a temporary limit on what the drug plan will cover for drugs.
It's important to do this on time because there's a permanent premium surcharge for enrolling more than three months after your 65th birthday if you don't have equivalent drug coverage from another source, such as a retiree plan.
Most Medicare Prescription Drug Plans have a coverage gap called a donut hole.
This means there's a temporary limit on what the drug plan will cover for drugs.
Generally, you are eligible for Medicare if you or your spouse worked for at least 10 years in Medicare-covered employment and you are 65 years old and a citizen or permanent resident of the United States.
If you are not 65, you might also qualify for coverage if you have a disability or with End-Stage Renal disease (permanent kidney failure requiring dialysis or transplant).
You already get retirement benefits from Social Security or the Railroad Retirement Board.
You are eligible to get Social Security or Railroad benefits but have not yet filed for them.
If you are not 65, you might also qualify for coverage if you have a disability or with End-Stage Renal disease (permanent kidney failure requiring dialysis or transplant).
You already get retirement benefits from Social Security or the Railroad Retirement Board.
You are eligible to get Social Security or Railroad benefits but have not yet filed for them.
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