Rhoads Insurance Agency
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Choose Obamacare plans if you qualify based on income, or need pre-existing condition protections. You can also add vision benefits that help you get prescription eyewear - glasses or contacts. Even if you have a high net-worth, we can help you to qualify for more gift aid and lower college costs. Dan grew up in Pennsburg, PA, and was raised on the Upper Perk swimming team.

After graduating in 1996, he studied biology at Lehigh and Cornell Universities with the plan to go to work in biotech or pharma at some point. Life took a detour and he ended up living in Cyprus for 8 years. He returned to the States in 2016, living in Pinellas Park, FL for 15 months. During that time, Dan joined the financial services industry and began selling insurance, and in 2017, he moved back to his hometown of Pennsburg.

Dan is divorced and has 2 daughters, and enjoys birdwatching, swimming, reading, & genealogy. Core Values: Kids need fathers, science is real, nature is beautiful, Main Street before Wall Street, love is love, kindness is everything, and always keep growing.
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Insurance plans have exclusions, limitations, reduction of benefits and terms under which the policy may be continued in force or discontinued.
For costs and complete details of the coverage, call your insurance agent.
No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability.
If you fall in this category, you'll want to join an Obamacare plan, regardless of your household income.
For those who do not qualify for a tax credit subsidy due to your income, you will quickly find out that Obamacare is expensive.
While private PPO plans have fewer protections and higher copays, these are attractive due to premiums that are 30-60% lower.
However, these plans are more suitable for healthier individuals, because they do not have certain protections.
You will see medical questions during enrollment applications, to block enrollment for those unsuited for these plans.
To help pay your out-of-pocket costs (like your 20% coinsurance), you can also shop for and buy supplemental coverage.
Medigap is supplemental insurance that helps fill "gaps" in Original Medicare and is sold by private companies.
Parts A and B pay for much, but not all, of the cost for covered health care services and supplies.
A Medigap policy can help pay some of the remaining health care costs, like deductibles and coinsurance.
Most plans offer extra benefits that Original Medicare doesn't cover, like vision, hearing, dental, and more.
Avoid other unforseen expenses by adding Dental plans to your health insurance or Medicare.
Receive regular cleanings at your dentist, and repairs when you need it.
You can also add vision benefits that help you get prescription eyewear - glasses or contacts.
Implants and braces are some the most expensive dental services.
So we understand that you may need a plan that covers these services and has high maximums.
These plans might cost a little bit more, but we have such plans that offer great value.
International medical insurance is for when you travel outside your home country and you need coverage for unforeseen accidents, injuries, illnesses, or conditions.
Such insurance is popular for Americans who are traveling abroad, and for foreigners who are visiting the United States.
The Patriot Travel Plan is the most popular option.
It provides up to $2,000,000 of medical coverage.
The plan is administered by IMG, International Medical Group, a company that specializes in foreign travel.
Besides medical benefits, the plan include coverage for medical evacuation.
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