Cowles-Henke-Kemmel Insurance, LLP been serving the community for more than eighty years. We are well-trained, experienced agents who have a serious, conscientious attitude toward our clients. We are a professional agency that provides you with the personal service you can depend on. We realize that insurance can be expensive, and yet it is a necessity everyone must have today.
We also understand it can be frustrating to identify and locate the protection and coverage you need personally, as well as for your business. The small town agents at Cowles-Henke-Kemmel, LLP work to make this process easy and affordable. Allow us to take a second look at your coverage to see if we can do something better for you. It is our priority to reduce your insurance cost and reduce your gaps in coverage.
Our staff analyzes your insurance requirements from the viewpoint of risk management. By elimination, risk reduction, risk transfer or risk assumption the cost of your insurance package may be considerably reduced.
We also understand it can be frustrating to identify and locate the protection and coverage you need personally, as well as for your business. The small town agents at Cowles-Henke-Kemmel, LLP work to make this process easy and affordable. Allow us to take a second look at your coverage to see if we can do something better for you. It is our priority to reduce your insurance cost and reduce your gaps in coverage.
Our staff analyzes your insurance requirements from the viewpoint of risk management. By elimination, risk reduction, risk transfer or risk assumption the cost of your insurance package may be considerably reduced.
Services
Cowles-Henke-Kemmel Insurance Agency LLP, was started back in 1930 by L.H. Cowles becoming the L.H. Cowles Insurance Agency.
In 1964 son-in-law Tom Henke joined the agency as an owner/partner changing the name of the agency to Cowles-Henke Insurance.
Tom was very happy to move the agency into the third generation by bringing in his two daughters, Wendy Hounsell and Julie Franke.
Kemmel Insurance, founded by Dennis' father, the late Millard Kemmel, had been operating in Brownsville since 1959.
Today, Cowles-Henke-Kemmel Insurance, operates two offices; our main office is located in Oakfield, Wisconsin and our satellite office in Brownsville, Wisconsin.
In 1964 son-in-law Tom Henke joined the agency as an owner/partner changing the name of the agency to Cowles-Henke Insurance.
Tom was very happy to move the agency into the third generation by bringing in his two daughters, Wendy Hounsell and Julie Franke.
Kemmel Insurance, founded by Dennis' father, the late Millard Kemmel, had been operating in Brownsville since 1959.
Today, Cowles-Henke-Kemmel Insurance, operates two offices; our main office is located in Oakfield, Wisconsin and our satellite office in Brownsville, Wisconsin.
Our staff of professional small town agents bring three generations of combined insurance experience.
Julie was born and raised in Oakfield, Wisconsin, where she currently resides with her husband Richard and their two sons, Ryan and Tyler.
Julie has been a Medical First Responder with the Oakfield Volunteer Fire Department since 1985.
She is a huge country music fan and enjoys spending time with her family, pitching horseshoes, and bowling.
Wendy was born and raised in Oakfield, Wisconsin and currently resides in Fond du Lac with her husband, Charles and one son, Sam.
Julie was born and raised in Oakfield, Wisconsin, where she currently resides with her husband Richard and their two sons, Ryan and Tyler.
Julie has been a Medical First Responder with the Oakfield Volunteer Fire Department since 1985.
She is a huge country music fan and enjoys spending time with her family, pitching horseshoes, and bowling.
Wendy was born and raised in Oakfield, Wisconsin and currently resides in Fond du Lac with her husband, Charles and one son, Sam.
Allow Cowles Henke Kemmel Insurance to provide you with a no cost, no obligation review and comparison of your current insurance.
We do not work for an insurance company; we work for you When tragedy strikes, we are on your side working to ensure that you receive a fair, prompt settlement for your claim(s).
We represent a carefully selected group of financially sound companies, and we place your policy with the company offering the best coverage at a competitive price.
Below if a listing of reputable insurance companies we work directly with.
We do not work for an insurance company; we work for you When tragedy strikes, we are on your side working to ensure that you receive a fair, prompt settlement for your claim(s).
We represent a carefully selected group of financially sound companies, and we place your policy with the company offering the best coverage at a competitive price.
Below if a listing of reputable insurance companies we work directly with.
Wisconsin Law requires that every motorist carry auto insurance.
Under the 2010 law, Wisconsin drivers are required to have an insurance policy with a minimum of $15,000 property damage coverage and $100,000 for bodily injury coverage.
In addition, policies must also offer at least $150,000 of liability coverage for death compensation.
Auto insurance coverage can often be confusing with all of the different options.
Use this article to help understand the difference in types of coverage.
Liability Coverage protects you from damage you do to orders or to property in an accident.
Under the 2010 law, Wisconsin drivers are required to have an insurance policy with a minimum of $15,000 property damage coverage and $100,000 for bodily injury coverage.
In addition, policies must also offer at least $150,000 of liability coverage for death compensation.
Auto insurance coverage can often be confusing with all of the different options.
Use this article to help understand the difference in types of coverage.
Liability Coverage protects you from damage you do to orders or to property in an accident.
Pipes burst, a park ignites a blaze, thieves find the unlocked door, a natural disaster strikes; sometimes things just happen.
That is why renters need to take a closer look at the 'what if' scenarios when renting a property.
What if your possessions are ruined or stolen?
What if you are forced to find a new apartment?
Renters insurance protects your possessions and helps with your living expenses should unexpected circumstances arise.
Replacing laptops and your other possessions can drain your savings in a hurry.
That is why renters need to take a closer look at the 'what if' scenarios when renting a property.
What if your possessions are ruined or stolen?
What if you are forced to find a new apartment?
Renters insurance protects your possessions and helps with your living expenses should unexpected circumstances arise.
Replacing laptops and your other possessions can drain your savings in a hurry.
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