Few people realize the large number of County Mutual Insurance Associations that are around the state of Iowa and the strong, positive social and economic impact they have made in their communities over the last 150 years. County Mutual Insurance Associations are local property insurance companies. Policyholders own and control their local company through an elected board of directors.
Annual policyholder meetings are held each year for the purpose of electing directors, reviewing annual financial results and discussing any other business to prepare for the future. Jefferson County Mutual was originally founded in 1865 under the name of Swedish Mutual Insurance. It was started by a small group of Swedish people for their mutual protection against fire, lightning, tornados and wind storms.
As the group realized that their neighbors also needed mutual protection, the group continued to grow as more members joined. In 1920 the group incorporated under the laws of the state of Iowa. Over the years Jefferson County Mutual, Germanville Mutual and Swedish Mutual all merged their business together to form one larger, stronger company.
Annual policyholder meetings are held each year for the purpose of electing directors, reviewing annual financial results and discussing any other business to prepare for the future. Jefferson County Mutual was originally founded in 1865 under the name of Swedish Mutual Insurance. It was started by a small group of Swedish people for their mutual protection against fire, lightning, tornados and wind storms.
As the group realized that their neighbors also needed mutual protection, the group continued to grow as more members joined. In 1920 the group incorporated under the laws of the state of Iowa. Over the years Jefferson County Mutual, Germanville Mutual and Swedish Mutual all merged their business together to form one larger, stronger company.
Services
Dwelling: the physical structure of the house which can be insured for replacement cost or actual cash value.
Household Personal Property: all your "stuff" that occupies the dwelling such as furniture, clothes, dishes, wall decorations, etc.
Personal Property can be insured for replacement cost or actual cash value.
Additional Living Expense: provides financial assistance when a covered loss makes you incur additional living expenses such as hotel room rental & additional food expenses when you are unable to live in your home until acceptable repairs are made.
Household Personal Property: all your "stuff" that occupies the dwelling such as furniture, clothes, dishes, wall decorations, etc.
Personal Property can be insured for replacement cost or actual cash value.
Additional Living Expense: provides financial assistance when a covered loss makes you incur additional living expenses such as hotel room rental & additional food expenses when you are unable to live in your home until acceptable repairs are made.
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