When you buy insurance from us, you become a part of something bigger. You're a member-owner, joining more than 50,000 Virginia households in a century-old tradition of neighbors joining forces to do more together than we could do individually. We've had the same purpose for 125 years: to help Virginians protect their financial futures by insuring their homes and most valuable possessions.
That's what being a mutual company means - people coming together to create a benefit for all.
That's what being a mutual company means - people coming together to create a benefit for all.
Services
If you owned a home in the late 1800s, you lived in mortal fear of fire.
Without firetrucks or running water, a stray spark or lightning strike could destroy your home and bankrupt your family.
In 1896, the people of Irvington recognized that the devastating risk posed by fire didn't have to be borne alone.
A group of 37 homeowners banded together to form the Northern Neck Mutual Fire Association of Virginia.
By pooling their resources, these original members gained the ability to rebuild a home leveled by fire.
Without firetrucks or running water, a stray spark or lightning strike could destroy your home and bankrupt your family.
In 1896, the people of Irvington recognized that the devastating risk posed by fire didn't have to be borne alone.
A group of 37 homeowners banded together to form the Northern Neck Mutual Fire Association of Virginia.
By pooling their resources, these original members gained the ability to rebuild a home leveled by fire.
NEW! Get paperless discount when your policy renews for signing up for paperless delivery (Currently for auto policies only).
If you receive an error when making a payment through our Member Center, please do not make a second attempt.
We are ready to take your payment by phone at 1-800-552-8660.
We love our members and we want to show you off!
If you've had a great experience with Northern Neck Insurance Company, we want to know about it.
Submit a testimonial AND a picture with your phone and we may highlight your story on our website or social media channels (only your first name and city will be used).
If you receive an error when making a payment through our Member Center, please do not make a second attempt.
We are ready to take your payment by phone at 1-800-552-8660.
We love our members and we want to show you off!
If you've had a great experience with Northern Neck Insurance Company, we want to know about it.
Submit a testimonial AND a picture with your phone and we may highlight your story on our website or social media channels (only your first name and city will be used).
From blizzards along the Blue Ridge to hurricanes in Hampton Roads, Virginia is home to its own set of risks for property owners and drivers.
Thanks to our deep local roots, we know them all.
The result is Virginia Insurance that's specifically designed to protect Virginia properties and vehicles.
We know Virginia property and roads.
And thanks to a select list of independent agents located around the state, we know Virginia communities, including yours.
Thanks to our deep local roots, we know them all.
The result is Virginia Insurance that's specifically designed to protect Virginia properties and vehicles.
We know Virginia property and roads.
And thanks to a select list of independent agents located around the state, we know Virginia communities, including yours.
Homeowners insurance is there to protect your future.
That's why we have created some of the best home coverages in the Commonwealth of Virginia.
Whether you're just getting started, or you've been a homeowner for years, we're your Virginia insurance experts.
If your house was built in 1975 or newer, you can qualify for our Superior Homeowners coverage and get our most comprehensive protection and best value.
When the unexpected happens, rest easy knowing you and your family are covered.
Long-time members and Virginia residents Ricky and Sandy Harper found their way back home after a devastating house fire.
That's why we have created some of the best home coverages in the Commonwealth of Virginia.
Whether you're just getting started, or you've been a homeowner for years, we're your Virginia insurance experts.
If your house was built in 1975 or newer, you can qualify for our Superior Homeowners coverage and get our most comprehensive protection and best value.
When the unexpected happens, rest easy knowing you and your family are covered.
Long-time members and Virginia residents Ricky and Sandy Harper found their way back home after a devastating house fire.
As a Virginia insurance company, we want to bring your auto coverage back home.
Virginia-based experts, dependable solutions, local love - that's our commitment to you when we provide you Virginia car insurance.
Our company is different because we're locally owned and operated - by Virginians for Virginians.
We provide localized and specialized car insurance for Virginians because we are Virginians.
Taking care of our members is our purpose and our passion.
We cover damage due to collisions - We'll cover the cost to repair or replace your car if it's involved in an accident - costs that are only going up as cars add more technology.
Virginia-based experts, dependable solutions, local love - that's our commitment to you when we provide you Virginia car insurance.
Our company is different because we're locally owned and operated - by Virginians for Virginians.
We provide localized and specialized car insurance for Virginians because we are Virginians.
Taking care of our members is our purpose and our passion.
We cover damage due to collisions - We'll cover the cost to repair or replace your car if it's involved in an accident - costs that are only going up as cars add more technology.
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