We have always been committed to bringing quality products and service to you, your business and your family - and that commitment won't change. Taking the time to understand your unique needs We recognize that personal service is the key to meeting your needs and securing your future. We're committed to helping you get the best coverage possible - because every client is also an individual.
In this economy, it never hurts to get a second opinion Your coverage's should adapt to the growing demands of your family or business. As your agent, we can help customize a plan to fit those changing needs. We offer farm, business, home, car and life insurance protection, plus we offer estate analysis, and products to help you fund retirement and education costs.
In this economy, it never hurts to get a second opinion Your coverage's should adapt to the growing demands of your family or business. As your agent, we can help customize a plan to fit those changing needs. We offer farm, business, home, car and life insurance protection, plus we offer estate analysis, and products to help you fund retirement and education costs.
Services
The Ludwig Agency serves the insurance needs of consumers and businesses in greater Worcester and Middlesex counties.
My passion for giving back to the community and strong desire to help families and businesses protect those things that they value most led me to open the Ludwig Agency in 2009, after a successful career in high technology Business Development.
While offering traditional risk management solutions for home, auto and business is a core part of our model, I really enjoy focusing on helping individuals and business owners secure their family's financial future by creating what we call the three vaults of money.
My passion for giving back to the community and strong desire to help families and businesses protect those things that they value most led me to open the Ludwig Agency in 2009, after a successful career in high technology Business Development.
While offering traditional risk management solutions for home, auto and business is a core part of our model, I really enjoy focusing on helping individuals and business owners secure their family's financial future by creating what we call the three vaults of money.
If a spouse is a business owner or partner, unexpected loss could result in a business or share of a business being sold for less that its fair value.
If the unexpected were to occur, could your family pay bills, make mortgage payments, cover debts, fund a college education, or continue or liquidate a business interest without undue pressure or hardship?
In the short term, it pays for immediate expenses.
In the long term, it ensures your family can have the kind of lifestyle you planned for.
Signature Term insurance policies from Farm Family come with a number of important features and benefits that help you and as your agent, we can tailor coverage to meet your specific needs.
If the unexpected were to occur, could your family pay bills, make mortgage payments, cover debts, fund a college education, or continue or liquidate a business interest without undue pressure or hardship?
In the short term, it pays for immediate expenses.
In the long term, it ensures your family can have the kind of lifestyle you planned for.
Signature Term insurance policies from Farm Family come with a number of important features and benefits that help you and as your agent, we can tailor coverage to meet your specific needs.
Whole Life Insurance is permanent insurance that is guaranteed to last for your entire life.
Whole life not only provides a guaranteed death benefit, but also builds up cash value that can be available during your lifetime.
A Whole Life 100 serves as a solid foundation for any life insurance program, offering a whole life policy with a fixed, level premium.
Universal Life Insurance is permanent insurance with the main feature being flexibility.
You can change your premium and death benefit at any time.
Whole life not only provides a guaranteed death benefit, but also builds up cash value that can be available during your lifetime.
A Whole Life 100 serves as a solid foundation for any life insurance program, offering a whole life policy with a fixed, level premium.
Universal Life Insurance is permanent insurance with the main feature being flexibility.
You can change your premium and death benefit at any time.
An insurance contract that allows the owner to accumulate funds on a tax-deferred basis and take distributions when desired, often during retirement years.
You decide whether a one, three, or five-year guarantee period will work best for you - your account then locks in at the interest rate available for that guarantee period.
You decide whether a one, three, or five-year guarantee period will work best for you - your account then locks in at the interest rate available for that guarantee period.
Your business is more than a job, it's your life.
You need flexible, tailored insurance coverage that address specific exposures and goals.
Drawing on long experience, a local presence, a comprehensive portfolio of products and services, and the commitment of our people, we can help you manage the risks of day-to-day commerce.
Today's Business Owner needs flexible, tailored insurance coverage that addresses specific exposures and goals.
Satisfying this need is not just a matter of calling an 800 number or getting a quote on a Web site.
You need flexible, tailored insurance coverage that address specific exposures and goals.
Drawing on long experience, a local presence, a comprehensive portfolio of products and services, and the commitment of our people, we can help you manage the risks of day-to-day commerce.
Today's Business Owner needs flexible, tailored insurance coverage that addresses specific exposures and goals.
Satisfying this need is not just a matter of calling an 800 number or getting a quote on a Web site.
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