The office has reopened. Per state guidelines, face masks are required and capacity is limited, but it's back to business as usual (almost). While we are eager to resume normalcy, we understand that you may still be uncomfortable coming into the office. In that case we have a mail slot in the door to drop off payments and can still help you via phone, text and e-mail.
Farm Country Insurance is a locally owned, independent insurance agency located in St Johnsbury, VT. We are licensed in Vermont and New Hampshire. Since 1997 we have offered personal and small business insurance in Vermont's Northeast Kingdom. We offer exceptional customer service. When you call us, there are no complicated phone trees or computerized messages.
There are, instead, local agents dedicated to helping you. This outstanding service is paired with our access to both national and regional insurance carriers to provide the most competitive rates in the market. We do the hard work of seeking out the most competitive markets for your insurance so you don't have to.
Farm Country Insurance is a locally owned, independent insurance agency located in St Johnsbury, VT. We are licensed in Vermont and New Hampshire. Since 1997 we have offered personal and small business insurance in Vermont's Northeast Kingdom. We offer exceptional customer service. When you call us, there are no complicated phone trees or computerized messages.
There are, instead, local agents dedicated to helping you. This outstanding service is paired with our access to both national and regional insurance carriers to provide the most competitive rates in the market. We do the hard work of seeking out the most competitive markets for your insurance so you don't have to.
Services
We're pleased to announce that Farm Country is now a part of the Carter Insurance Group from Bristol, VT.
Eric Carter takes over as the new owner from Gary Roberts, who has retired.
Farm Country continues business as usual in St. Johnsbury with the same staff and dedication to serving all of our clients' insurance needs.
Farm Country is affiliated with both Trusted Choice and SIAA.
We offer a wide choice of personal and commercial insurance products from many outstanding companies.
Our philosophy is to provide our clientele with the exact insurance protection that they need, not just a pre-packaged, one-size-fits-all generic policy, and to do so at the most competitive price available.
Eric Carter takes over as the new owner from Gary Roberts, who has retired.
Farm Country continues business as usual in St. Johnsbury with the same staff and dedication to serving all of our clients' insurance needs.
Farm Country is affiliated with both Trusted Choice and SIAA.
We offer a wide choice of personal and commercial insurance products from many outstanding companies.
Our philosophy is to provide our clientele with the exact insurance protection that they need, not just a pre-packaged, one-size-fits-all generic policy, and to do so at the most competitive price available.
Auto insurance is mandatory in Vermont.
You must have Liability and Uninsured Motorist coverage on your vehicle if you are driving in Vermont.
Liability coverage is what insures for damage you may do to another vehicle in an accident.
Rates charged by different companies vary widely.
Companies use many factors to determine the premium they charge including your age, experience, driving record, insurance credit score, type of vehicle, how it is used and many other factors.
In Vermont, an auto insurance policy is a package of seven main types of mandatory and optional coverage, each with its own premium.
You must have Liability and Uninsured Motorist coverage on your vehicle if you are driving in Vermont.
Liability coverage is what insures for damage you may do to another vehicle in an accident.
Rates charged by different companies vary widely.
Companies use many factors to determine the premium they charge including your age, experience, driving record, insurance credit score, type of vehicle, how it is used and many other factors.
In Vermont, an auto insurance policy is a package of seven main types of mandatory and optional coverage, each with its own premium.
Water/sewer backup usually needs to be added to the policy to be covered.
There are also internal policy coverage limits on certain types of personal property like jewelry, fine arts, firearms, antiques, boats and collectibles.
You can customize your policy by adding endorsements to increase these internal limits, schedule specific personal property, add earthquake coverage, increased liability limits, and many other endorsements.
Different Types of Policies: There are different types of homeowner's policies that insure against different perils.
There are also internal policy coverage limits on certain types of personal property like jewelry, fine arts, firearms, antiques, boats and collectibles.
You can customize your policy by adding endorsements to increase these internal limits, schedule specific personal property, add earthquake coverage, increased liability limits, and many other endorsements.
Different Types of Policies: There are different types of homeowner's policies that insure against different perils.
As a business owner you are subject to all kinds of risks and hazards, some you are not even aware of.
Did you know that you can be charged additional premium for uninsured subcontractors working for you?
Are you aware that the state is now auditing some businesses for Workers Compensation Insurance?
Did you know that all individuals must have health insurance under the Affordable Care Act or face a penalty?
We can help you put together the right package for your business.
You should be concerned about running your business, not figuring out insurance.
Did you know that you can be charged additional premium for uninsured subcontractors working for you?
Are you aware that the state is now auditing some businesses for Workers Compensation Insurance?
Did you know that all individuals must have health insurance under the Affordable Care Act or face a penalty?
We can help you put together the right package for your business.
You should be concerned about running your business, not figuring out insurance.
Auto accidents are unexpected and stressful.
Even the most careful drivers may be involved.
If you are in an accident, Farm Country Insurance is committed to helping restore your peace of mind as soon as possible.
If you have recently been involved in an accident, call your respective insurance company's toll free reporting number.
Carry a set of cones, warning triangles, or emergency flares in your trunk to help alert traffic.
It also helps to have a pen and a card with any relevant medical information for you and your family.
Even the most careful drivers may be involved.
If you are in an accident, Farm Country Insurance is committed to helping restore your peace of mind as soon as possible.
If you have recently been involved in an accident, call your respective insurance company's toll free reporting number.
Carry a set of cones, warning triangles, or emergency flares in your trunk to help alert traffic.
It also helps to have a pen and a card with any relevant medical information for you and your family.
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