Frost Insurance Agency, Inc. is an independent insurance agency, founded in 1945 by Harry L. Frost. He originally started the business out of his home in Holgate, Ohio where he sold multiple lines of insurance to his customers. Harry Frost believed his customers deserved the best possible service that he could provide. Since 1945, we have grown through the relationships that we have developed with our lasting customers and we continue to put the customer first to this day.
We have offices in Holgate and Napoleon, Ohio. Our staff is able to help you analyze your situation and provide recommendations on insuring your property and protecting your assets. We offer a full line of insurance for business, farm, home, auto, life and health. Frost Insurance Agency has access to multiple companies allowing us to provide our customers with the right coverage at the right price.
As a Trusted Choice independent insurance agency, Frost Insurance is committed to providing our customers with the level of service they expect from their insurance agent.
We have offices in Holgate and Napoleon, Ohio. Our staff is able to help you analyze your situation and provide recommendations on insuring your property and protecting your assets. We offer a full line of insurance for business, farm, home, auto, life and health. Frost Insurance Agency has access to multiple companies allowing us to provide our customers with the right coverage at the right price.
As a Trusted Choice independent insurance agency, Frost Insurance is committed to providing our customers with the level of service they expect from their insurance agent.
Services
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
The primary goal of any commercial insurance program is to protect the insured's real and business personal property.
Tangible property usually represents a significant portion of its total assets, regardless of the size of the business.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
Tangible property usually represents a significant portion of its total assets, regardless of the size of the business.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
Businesses have many physical assets, including buildings, computers, specialized equipment, outdoor signage and inventory.
If a fire, storm or thief were to damage or steal these assets, a business may have to go through a recovery process before their doors can open once more.
Without adequate commercial property coverage, approximately a quarter of businesses fail during the first year following a disaster or theft.
Such events result in hundreds of billions of dollars in paid claims.
Most businesses cannot afford such a substantial loss.
If a fire, storm or thief were to damage or steal these assets, a business may have to go through a recovery process before their doors can open once more.
Without adequate commercial property coverage, approximately a quarter of businesses fail during the first year following a disaster or theft.
Such events result in hundreds of billions of dollars in paid claims.
Most businesses cannot afford such a substantial loss.
The differences among various farm operations certainly complicate the task of finding proper coverage.
Fortunately, farms have a number of elements that are common to all operations, so products have been developed for this challenging market.
The more flexibility offered by a program, the greater the chance that an insurance professional can assist a farmer with developing an effective insurance plan.
Frost Insurance Agency: Providing insurance for the communities of Napoleon, Holgate, Wauseon, Leipsic, Defiance, and throughout the entire State of Ohio, since 1945.
Fortunately, farms have a number of elements that are common to all operations, so products have been developed for this challenging market.
The more flexibility offered by a program, the greater the chance that an insurance professional can assist a farmer with developing an effective insurance plan.
Frost Insurance Agency: Providing insurance for the communities of Napoleon, Holgate, Wauseon, Leipsic, Defiance, and throughout the entire State of Ohio, since 1945.
As an employer in the business world today, Frost Insurance Agency knows how important it is to provide health insurance to employees, your most valuable asset.
Keeping staff healthy and happy and giving them peace of mind is very important to your business, and Frost Insurance is here to help!
It is our job to keep as up to date as possible with ever changing health care.
Our staff is dedicated to helping you find a solution for you and your employees.
We are also proud to offer a variety of voluntary benefits to meet your employee's needs such as life insurance, disability insurance, dental and vision insurance.
Keeping staff healthy and happy and giving them peace of mind is very important to your business, and Frost Insurance is here to help!
It is our job to keep as up to date as possible with ever changing health care.
Our staff is dedicated to helping you find a solution for you and your employees.
We are also proud to offer a variety of voluntary benefits to meet your employee's needs such as life insurance, disability insurance, dental and vision insurance.
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