Ludlow Insurance Agency is pleased to be celebrating 142 years in business and the 82nd year in the same family! Founded in 1879, Ludlow Insurance was purchased by Walter and Bernice Aher in 1939, then by John "Dud" and Charlotte (Aher) Pluta in 1963. In 1995 Sharon (Pluta) and Ron Bixby moved in as President and Vice President. Shown here are the Pluta's and the Bixby's a few years ago.
Ron Bixby has been re-elected State National Director of Independent Insurance Agents & Brokers of America (IIABA) representing the State of Vermont. He is shown here with past IIABA Chairman Joe Leahy from Springfield, MA at the annual IIABA Convention.
Vermont Insurance Agents Association, Professional Insurance Agents of America, Trusted Choice, Independent Insurance Agents and Brokers of America, North American Insurance Alliance, Okemo Valley Regional Chamber of Commerce, Ludlow's Side Hill Cronchers Snowmobile Club, Ludlow Economic Development Corp, Fletcher Farm Foundation, Inc. Ludlow Fire Department, Ludlow Rotary Club, Black River Academy Museum and Historical Society, Okemo Valley TV Corp. Sharon represents the Town of Ludlow on the Southern Windsor County Regional Transportation Advisory Committee and Ron is Deputy Chief and Treasurer of the Ludlow Fire Department a Water Commission for the Village of Ludlow and Ludlow's Emergency Management Director.
Ron Bixby has been re-elected State National Director of Independent Insurance Agents & Brokers of America (IIABA) representing the State of Vermont. He is shown here with past IIABA Chairman Joe Leahy from Springfield, MA at the annual IIABA Convention.
Vermont Insurance Agents Association, Professional Insurance Agents of America, Trusted Choice, Independent Insurance Agents and Brokers of America, North American Insurance Alliance, Okemo Valley Regional Chamber of Commerce, Ludlow's Side Hill Cronchers Snowmobile Club, Ludlow Economic Development Corp, Fletcher Farm Foundation, Inc. Ludlow Fire Department, Ludlow Rotary Club, Black River Academy Museum and Historical Society, Okemo Valley TV Corp. Sharon represents the Town of Ludlow on the Southern Windsor County Regional Transportation Advisory Committee and Ron is Deputy Chief and Treasurer of the Ludlow Fire Department a Water Commission for the Village of Ludlow and Ludlow's Emergency Management Director.
Services
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
With renters insurance, you will be able to replace what is damaged or stolen.
Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.
However, renters insurance does not cover floods, earthquakes or routine wear and tear.
You can, however, buy separate policies for flood and earthquake damage.
If you are forced out of your home because of a disaster your additional living expenses will be covered.
Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.
However, renters insurance does not cover floods, earthquakes or routine wear and tear.
You can, however, buy separate policies for flood and earthquake damage.
If you are forced out of your home because of a disaster your additional living expenses will be covered.
Why do you need insurance for your motorcycle?
You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment.
If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
If you or a passenger is injured in an accident, medical costs can be extremely expensive.
If your motorcycle is responsible for damage or injury to others, you may be sued for much more than you're worth.
You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment.
If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
If you or a passenger is injured in an accident, medical costs can be extremely expensive.
If your motorcycle is responsible for damage or injury to others, you may be sued for much more than you're worth.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
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