While large enough to place and handle the most complex of risks, we consider our strength to be the personal service we pride ourselves on providing to our clients. Each of our insureds is treated as an individual-not just initially, but on an on-going basis. Our objective is to offer our clients the best possible professional insurance service available at the lowest price to value ratio.
Lets face it, in these economic times we all need to find ways of saving money any way we can. Let us run some quotes for you now and we promise to do our best. Located in Rochester, NY, Pinnacle Insurance provides solutions for all your insurance needs locally, regionally, state wide, and even nationally in the areas of auto insurance, life insurance, business insurance, and home insurance.
No matter what type of insurance you need, we have the knowledge and proven experience to assist you. We also provide progressive solutions to these additional insurance needs: Motorcycle, Boats, RV's, Snowmobile, Umbrella, and Flood.
Lets face it, in these economic times we all need to find ways of saving money any way we can. Let us run some quotes for you now and we promise to do our best. Located in Rochester, NY, Pinnacle Insurance provides solutions for all your insurance needs locally, regionally, state wide, and even nationally in the areas of auto insurance, life insurance, business insurance, and home insurance.
No matter what type of insurance you need, we have the knowledge and proven experience to assist you. We also provide progressive solutions to these additional insurance needs: Motorcycle, Boats, RV's, Snowmobile, Umbrella, and Flood.
Services
Where your car is kept directly affects your chances of having an accident or becoming a victim of theft or vandalism.
The likelihood of encountering these problems increases in larger, more densely populated cities, while such incidents remain relatively low in rural areas.
Additionally, regional insurance rates are affected by time and efficiency of police response and law enforcement, local road and traffic conditions and the quality of local medical services.
Insurers even factor in the litigation rates in a given area (how many lawsuits are filed, go to trial, are settled out of court and for how much.)
The likelihood of encountering these problems increases in larger, more densely populated cities, while such incidents remain relatively low in rural areas.
Additionally, regional insurance rates are affected by time and efficiency of police response and law enforcement, local road and traffic conditions and the quality of local medical services.
Insurers even factor in the litigation rates in a given area (how many lawsuits are filed, go to trial, are settled out of court and for how much.)
Home Replacement Coverage - For homes insured for 100% of their replacement value, damage resulting from a covered incident will be repaired in full, even if the repair cost exceeds the policy limits.
Contents Replacement Coverage - Replacement cost coverage provides for the total replacement of your contents that are destroyed by a covered loss up to the policy limits, without any deductions for use or depreciation.
Your deductible would apply.
Electronics and Valuables Coverage - You can add additional protection for your valuables such as jewelry, furs, stamp and coin collections, silverware, home computers, and cellular phones.
Contents Replacement Coverage - Replacement cost coverage provides for the total replacement of your contents that are destroyed by a covered loss up to the policy limits, without any deductions for use or depreciation.
Your deductible would apply.
Electronics and Valuables Coverage - You can add additional protection for your valuables such as jewelry, furs, stamp and coin collections, silverware, home computers, and cellular phones.
Claims Hotline - Call us on our claims hotline at any time to report a claim, check on its status, or just ask us a question.
Package Policy - By combining your homeowners or renters or condo coverages, your auto insurance, and your personal liability coverage all into one policy, you can get additional protection through higher limits than with separate policies.
And best of all, one package policy costs less than separate policies.
And while you're thinking about it: don't forget your valuable items such as jewelry, coin and stamp collections and some coverage for your boat.
Package Policy - By combining your homeowners or renters or condo coverages, your auto insurance, and your personal liability coverage all into one policy, you can get additional protection through higher limits than with separate policies.
And best of all, one package policy costs less than separate policies.
And while you're thinking about it: don't forget your valuable items such as jewelry, coin and stamp collections and some coverage for your boat.
Your business needs and concerns are actually the same as larger companies, regardless of your size.
We provide the same quality coverage and service -- at the appropriate level for your company, customized for your needs and size.
We can help you save money on your Workers Comp including audits and return to work programs, property and liability coverages, business interruption coverages, and equipment breakdown coverages.
It doesn't matter what your business' size or needs are, you can get the same quality coverage and service -- at the appropriate level and best price for your company.
We provide the same quality coverage and service -- at the appropriate level for your company, customized for your needs and size.
We can help you save money on your Workers Comp including audits and return to work programs, property and liability coverages, business interruption coverages, and equipment breakdown coverages.
It doesn't matter what your business' size or needs are, you can get the same quality coverage and service -- at the appropriate level and best price for your company.
We can provide a wide selection of term and permanent life insurance policies to meet your needs and those of your family.
We also offer policies that provide discounted rates for nonsmokers and people with good health histories.
IMPORTANT NOTE: This website provides only a simplified description of these coverages and is not a statement of contract.
For complete details of coverages, conditions, limits, and losses not covered, be sure to read the policy, including all endorsements.
We also offer policies that provide discounted rates for nonsmokers and people with good health histories.
IMPORTANT NOTE: This website provides only a simplified description of these coverages and is not a statement of contract.
For complete details of coverages, conditions, limits, and losses not covered, be sure to read the policy, including all endorsements.
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