My Local Medicare Advisor
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My Local Medicare Advisor
Your local Medicare Specialist serving Bethlehem, Easton and Allentown and all of Eastern Pennsylvania. Mylocalmedicareadvsior.com specializes in Medicare health insurance including Medicare Supplement, Medicare Advantage and Prescription Part D. We also offer a wide range of options from many carriers to help you find the best fit. We know the options can be confusing and it's important to understand the choices you have in plans and how those choices can affect your health and budget.

Our office is in Line Lexington PA., (across from the famous Zoto's diner). We are located on County Line Road, which divides Bucks and Montgomery Counties. We proudly service Philadelphia, Allentown, Bethlehem and Easton. We have over 30 years experience in advising medicare beneficiaries and a solid reputation in all Pennsylvania. Take a few minutes to explore our site, to learn about the types of coverage we provide and the educational resources we offer.

Remember, we're here to help. Contact us to discuss how we can help meet your unique needs.
Services
My Local Medicare Advisor is your personalized and trusted Medicare agent serving Eastern Pennsylvania.
Where we are driven to supply you with all your Medicare related needs.
Our firm is staffed by people committed to providing our clients with highly personalized service.
Our objective is simple: To identify and help minimize our clients' exposure to risk.
We accomplish this with emphasis on quality Medicare coverage, competitive premiums, and overall simplification of Medicare insurance matters.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Your Medigap policy pays its share.
A Medigap policy is different from a Medicare Advantage Plan.
Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
Medicare Advantage Plans, sometimes called Part C, are health plan options that are part of the Medicare program.
If you join one of these plans, you generally get all your Medicare-covered health care through the Medicare Advantage Plan.
This coverage can include prescription drug coverage.
When you join a Medicare Advantage Plan, you use the health insurance card that you get from the plan for your health care.
In most of these plans, there generally are extra benefits and lower co-payments than in the Original Medicare Plan.
You can sign up for Part D Prescription Drug Plans, which helps cover prescription drug costs, along with other components of Medicare starting three months before your 65th birthday.
It's important to do this on time because there's a permanent premium surcharge for enrolling more than three months after your 65th birthday if you don't have equivalent drug coverage from another source, such as a retiree plan.
In 2020, you are facing higher out-of-pocket drug costs before you can qualify for catastrophic coverage.
Universal life insurance is a form of permanent life insurance offering the low-cost protection of term life insurance as well as a savings element (like whole life insurance) which is invested to provide a cash value buildup.
The death benefit, savings element and premiums can be reviewed and altered you as your circumstances change.
In addition, unlike whole life insurance, universal life insurance allows you to use the interest from your accumulated savings to help pay premiums.
Premiums, which are variable, are broken down by the insurance company into insurance and savings, allowing you to make adjustments based on your circumstances.
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