Bayline Insurance Agency
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Bayline Insurance Agency is a family owned Independent Insurance Agency that has been located in Port Allegany, PA since its inception in 1932!. In 1964 a partnership was formed with founder Edgar Long and his grandson, current owner J. Michael Bayline, CLU. Over the years since Edgar retired, Michael "Ki" Bayline expanded the products available to his clients and obtained the CLU (Chartered Life Underwriter) Designation.

In 2000 Ki's son, M. Scott Bayline, joined the Agency. Today our agency strives to provide the best value for your insurance needs offering Auto, Home, Business, and Life Insurance as well as Retirement planning. In addition to Ki and Scott our Agency Employees 4 Full time licensed agents who are dedicated to serving our clients. Everywhere you turn someone is offering to save you money on your insurance bill, but isn't it more important to find the right coverage for you at the right price?

Stop in, call, or email us and our experienced agents will be happy to review your insurance needs and find you THE RIGHT COVERAGE FOR THE RIGHT PRICE.
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Temporary insurance, more commonly known as term life insurance, covers needs that will diminish or terminate in a set time period.
For example, home mortgages and educational expenses.
Term insurance provides affordable coverage for a specified number of years.
There are a variety of plans ranging from an annual renewable term (1-year plan) to a level term plan that could last 10, 15, 20 or 30 years.
Permanent needs include those that last for your entire life, this is commonly reffered to as whole life insurance.
Your home is probably your most important asset and you should understand how you can protect your home.
Would you like to rebuild if you had a loss?
Do you know how much it would cost to rebuild your home?
Do you have collectables, guns or jewelry?
Do you know how they should be covered?
What if your basement floods, is it covered?
What if you get sued?
Is it best for you to bundle your home and auto insurance with the same company?
Homeowners insurance options are not all the same.
Your home is unique and your coverage should be as well.
Whether you have a small home business or a huge enterprise, business insurance can protect you in case the worst happens to your investments.
As a business owner, you work hard to cultivate and maintain your business.
But there are a number of risks that could threaten what you've built.
However, purchasing this type of policy is not an easy task.
There are a number of types of business insurance and it important that you understand what they generally cover.
This is a type of protection which covers the losses and damages your company causes to others.
Filing a claim is not the right time to learn that your coverage isn't what you need it to be.
At Bayline Insurance, we believe you should understand the coverage you do have, as well as the coverage you don't have.
Let our seasoned professionals help you find the best possible coverage and a reasonable rate.
Check out this article from Erie Insurance about your coverage when you let other people drive your car!
A Medicare Supplement insurance plan can help you pay for medical costs that may not be covered by Medicare.
You can apply for a Medicare Supplement plan policy if you are age 65 or over and enrolled in Medicare Parts A and B.
We'll work with you to help you select the right supplement insurance for the right price.
Supplemental insurance policies work with Medicare Parts A and B, the federal health insurance program for people age 65 and older (in some states, policies are available to disabled individuals under the age of 65).
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