Statewide Commercial Insurance Brokers is an independent insurance brokerage serving businesses in California, Texas, Oregon, Washington, Nevada, Arizona, Illinois, Minnesota, Virginia, and New York. We specialize in contractors and all types of businesses. Our agents work hard to make the quoting and buying of insurance fast and easy. We understand that some things, like insurance and the dentist, are best done as quickly as possible.
We work to give you a fast quote and to get the certificate of insurance into your hands right away. For over 20 years, we've focused on meeting our clients' needs by providing the absolute lowest rates and superior service. As a broker we work closely with many highly rated national carriers such as United States Liability Insurance Co, Travelers, The Hartford, Kemper, AIG, and Progressive.
Statewide provides whatever insurance or bond a contractor or business requires, including commercial general liability, vehicle, property and inventory, tools, equipment, workers compensation and more.
We work to give you a fast quote and to get the certificate of insurance into your hands right away. For over 20 years, we've focused on meeting our clients' needs by providing the absolute lowest rates and superior service. As a broker we work closely with many highly rated national carriers such as United States Liability Insurance Co, Travelers, The Hartford, Kemper, AIG, and Progressive.
Statewide provides whatever insurance or bond a contractor or business requires, including commercial general liability, vehicle, property and inventory, tools, equipment, workers compensation and more.
Services
Statewide Commercial Insurance Brokers has been providing insurance to contractors and those in the building trades for over 20 years.
We pride ourselves on providing excellent coverage at great rates for those who work with their hands.
As brokers we represent many different insurance companies and we will shop many different companies to provide a policy for you that is the best fit and the best rate.
Legally we represent YOU, not the insurance company, and we take our obligation to you very seriously.
We pride ourselves on providing excellent coverage at great rates for those who work with their hands.
As brokers we represent many different insurance companies and we will shop many different companies to provide a policy for you that is the best fit and the best rate.
Legally we represent YOU, not the insurance company, and we take our obligation to you very seriously.
Your commercial general liability policy probably has limits of $1 million to $2 million.
However, if you are a contractor you might be told you need higher liability limits to get the job.
Or it may make sense to you to have higher liability limits due to the nature of your business or the amount of assets you need to protect.
Example: You have a $1 million general liability policy.
A fire starts at your job site and burns down the shopping center next to it, resulting in a $4 million claim.
Your general liability insurance company pays their $1 million limit.
However, if you are a contractor you might be told you need higher liability limits to get the job.
Or it may make sense to you to have higher liability limits due to the nature of your business or the amount of assets you need to protect.
Example: You have a $1 million general liability policy.
A fire starts at your job site and burns down the shopping center next to it, resulting in a $4 million claim.
Your general liability insurance company pays their $1 million limit.
One of your clients calls you to say that his credit card was used for several unauthorized purchases right after he used it to pay you.
You assure him that his personal information is completely safe with you.
Later that day another client calls to give you a new credit card number for her monthly payments because she had to cancel the card on file after someone used it for a buying spree in the last 48 hours.
Coincidence?
No-you've been hacked.
Data breaches are occurring more often in all types of businesses.
You assure him that his personal information is completely safe with you.
Later that day another client calls to give you a new credit card number for her monthly payments because she had to cancel the card on file after someone used it for a buying spree in the last 48 hours.
Coincidence?
No-you've been hacked.
Data breaches are occurring more often in all types of businesses.
Most general liability and BOP policies now have a specific employment-related practices exclusion.
Your business is more likely to have an employment practices liability claim than a general liability or property loss claim.
EPLI claims are costly and time-consuming.
Most employee lawsuits last at least one and half years and defense costs average above $100,000 per case.
You may think it won't happen to you because you have a well-run business and you and your executives are caring and fair-minded.
Your business is more likely to have an employment practices liability claim than a general liability or property loss claim.
EPLI claims are costly and time-consuming.
Most employee lawsuits last at least one and half years and defense costs average above $100,000 per case.
You may think it won't happen to you because you have a well-run business and you and your executives are caring and fair-minded.
You'll need liquor liability coverage if your business sells or serves any type of alcoholic beverage.
Personal injury and property damage caused by intoxicated persons often results in lawsuits against all parties even remotely connected to the alcohol consumed.
The cost of your legal defense alone can easily run over $100,000.
Landlords who rent premises to businesses that sell or serve alcohol will usually require the business to have liquor liability insurance for their own protection.
We offer liquor liability coverage for businesses ranging from fine dining establishments, to dive bars, to corner liquor stores.
Personal injury and property damage caused by intoxicated persons often results in lawsuits against all parties even remotely connected to the alcohol consumed.
The cost of your legal defense alone can easily run over $100,000.
Landlords who rent premises to businesses that sell or serve alcohol will usually require the business to have liquor liability insurance for their own protection.
We offer liquor liability coverage for businesses ranging from fine dining establishments, to dive bars, to corner liquor stores.
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