Wateridge Insurance Services
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Wateridge Insurance Services
Being local gives us a better understanding of the needs of our community and we're proud to serve our friends and neighbors. In a constantly changing, and sometimes hostile, insurance environment, you can count on stability and a friendly face. Whether you need protection for your home, auto, life, health, or business, you can depend on us. Because we are a proud member of Assured Partners representing the highest quality insurance companies, we have the flexibility to offer you many options.

Our trusted carriers include The Hartford, Travelers, CNA, Safeco and Liberty Mutual. We do all the shopping, at no cost to you. After we determine your insurance needs, we'll offer you expert advice about the company and coverage that best suits your needs.
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We engage in ongoing dialogue with our clients and listen closely to understand where vulnerabilities lie and emerge.
New exposures and a litigious society have led to expanded employer liability.
Technology advancements, while increasing efficiencies, have put an organization's financial assets at risk, with exposures ranging from a network failure and hacking attack to employee criminal activity.
At AssuredPartners, we specialize in protecting individuals and their companies against a host of executive risk challenges faced every day.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability.
Make sure you have sufficient auto liability coverage.
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade.
General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
Employers have a legal responsibility to their employees to make the workplace safe.
However, accidents happen even when every reasonable safety measure has been taken.
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance.
Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business.
If you'd like more information or would like a quote by email or phone, please contact Daniel Caudill at daniel.caudill@assuredpartners.com or call him at 858-295-4848.
Our flyer includes our range of coverages, what's included in the Risk Management Package, and how to request a proposal.
General liability insurance: This type of policy can protect your family entertainment center if it is held responsible for causing damage or bodily injuries to another party, such as a customer.
Equipment breakdown insurance: Such a policy can offer assistance following the unexpected breakdown of key equipment within your family entertainment center-such as a pinball machine, a go-kart ride or the point-of-sale system.
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