With so many companies selling insurance; a caring, local agent can help you find the right company to fit your needs. We live in your Woodbridge community and have been serving Connecticut's residents and businesses for over 70 years. Instead of selling you just an insurance policy, we offer you our personal philosophy, knowledge, experience and professional opinions as tools for you to use in making your insurance planning decisions.
As an independent agent, we don't just represent one company, and that means better choices for you! We can quote multiple insurance companies to make sure you are getting a great rate. You can expect prompt service from our professional, experienced staff each time you reach out to us. We will answer real life questions as we build a plan to protect your assets.
Contact us to see how you can save and learn more on the importance of the right insurance policy for your business, home, auto, rental, condo and more.
As an independent agent, we don't just represent one company, and that means better choices for you! We can quote multiple insurance companies to make sure you are getting a great rate. You can expect prompt service from our professional, experienced staff each time you reach out to us. We will answer real life questions as we build a plan to protect your assets.
Contact us to see how you can save and learn more on the importance of the right insurance policy for your business, home, auto, rental, condo and more.
Services
At the Svendsen Insurance Agency, we fully understand the importance and trust you are giving us by placing your insurance planning in our hands.
It is not a commitment we take lightly and we understand your need for security in today's dynamic environment.
We know that you rely up on us to provide insurance solutions that will have an impact on your personal and business decisions.
In today's environment of 800 numbers, and hour long waits to speak with a live human being; we want to stand out.
It is not a commitment we take lightly and we understand your need for security in today's dynamic environment.
We know that you rely up on us to provide insurance solutions that will have an impact on your personal and business decisions.
In today's environment of 800 numbers, and hour long waits to speak with a live human being; we want to stand out.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
If a guest in your home is injured, liability protection and medical coverage help pay expenses.
If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance.
Wear, tear and deterioration is not covered and you will be expected to maintain your home.
If a guest in your home is injured, liability protection and medical coverage help pay expenses.
If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance.
Wear, tear and deterioration is not covered and you will be expected to maintain your home.
Home and auto insurance is an important step in your financial planning and a great way to protect your family's assets.
But, it is not without limitations.
You can choose the amount of coverage you wish to own.
But, these personal insurance policies will only cover up to a certain dollar amount.
For coverage beyond those limitations, you will need umbrella insurance.
Standard insurance policies do provide valuable protection.
But, there is still a chance that you can become financially liable for a sum larger than what your policies will cover.
But, it is not without limitations.
You can choose the amount of coverage you wish to own.
But, these personal insurance policies will only cover up to a certain dollar amount.
For coverage beyond those limitations, you will need umbrella insurance.
Standard insurance policies do provide valuable protection.
But, there is still a chance that you can become financially liable for a sum larger than what your policies will cover.
Condominium insurance is similar to homeowners insurance but is designed for the specific needs of condo living.
Many families choose condos because of the convenience of on-site maintenance and access to community amenities.
In this environment, the main structures of all buildings and common areas are covered by an insurance policy held by the condo association.
However, a personal condo insurance policy may cover property damage and liability risks of the unit owner.
Condo insurance is beneficial for all condo owners as well their visitors.
Many families choose condos because of the convenience of on-site maintenance and access to community amenities.
In this environment, the main structures of all buildings and common areas are covered by an insurance policy held by the condo association.
However, a personal condo insurance policy may cover property damage and liability risks of the unit owner.
Condo insurance is beneficial for all condo owners as well their visitors.
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