Delmarva Benefit Group

I'm a licensed insurance agent specializing in Medicare Plans including Medicare Advantage and Prescription Drug Part D as well as Medicare Supplement, Life Insurance, Final Expense and Annuities.
My main focus is with the Senior Market because being a senior myself I enjoy helping you understand and matching you with the right plan.
I will also help you apply for any extra help programs if you qualify.
My commitment to all my clients is to provide exceptional service and to be a phone call away to help you with any questions or concerns you might have.

Delmarva Benefit Group is a completely independent insurance agency specializing in Medicare, Life and Health Insurance.
Our clients are located all across Delaware and the Mid Atlantic, giving us a great feel for the financial landscape.
We design plans with a focus on risk management, low costs, and tax-efficiency, which we combine with personalized financial advice aimed at helping clients make better informed decisions.
Our mission is to build lasting client relationships based on a level of trust that is earned through wise counsel, positive results, clear and candid communication, and service that exceeds expectations.

Before choosing a plan we want to be sure you know the difference between your many options; In particular how Medicare Supplements and Medicare Advantage Plans differ.
Many people sign up for Advantage Plans thinking they are Supplements, they are not.
A Medicare Supplement is used with original Medicare.
Any caregiver that accepts Medicare will take a Supplement because they only need to bill Medicare.
Medicare pays their part (generally 80% of Medicare covered benefits) and sends the remainder of the bill to the Supplement which pays their part (generally 20%).

We can provide you with a wide array of products and services from a variety of respected insurance and benefits providers.
We obtain and evaluate proposals from all available carriers.
We can introduce and educate you or your family on the benefits.
Our Agency offers a complete line of insurance products and services.
These products and services are designed to provide solutions to your personal and business financial needs.

Life insurance may be one of the most important purchases you'll ever make.
In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more.
If you're considering securing you and your family's financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!
Term Insurance, the most affordable type of insurance when initially purchased, is designed to meet temporary needs.