J D Chapman Agency
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We are an Independent Insurance Agency, which means we are your personal shoppers within the insurance industry. We work with more than 20 top rated companies to help you get the best insurance protection for a competitive price. We service the Greater Rochester and Finger Lakes Regions, as well as areas throughout the state of New York. We offer all types of Personal Insurance coverages to our clients in New York, including Car, Home, Life, Motorcycle, and Boat & Watercraft.

Our benefits department can also assist you in protecting the lifestyle of you and your family. Some of our Commercial Insurance coverages include Business Owners Policy (BOP), General Liability, Commercial Auto and Workers Compensation. At J.D. Chapman Agency, it is our goal to protect your greatest asset with insurance designed specifically with your home in mind.

J.D. Chapman Agency believes that auto insurance should be tailor made to fit your specific needs. At J.D. Chapman Agency, we can design a specialized package according to your property, liability, and casualty needs.
Services
In the early days of the Great Depression, Henry Kemp started a small insurance agency on Main Street in Macedon.
In 1958 Mr. Kemp decided to retire and sold the agency to John D. Chapman, a newcomer to Macedon.
At that time, the agency staff consisted of John and Doris Chapman and was located in a small room of their home at 39 Victor Road, in Macedon.
In 1973 the small agency had grown to a staff of four and was incorporated as the J.D. Chapman Agency, Inc. at its location at 96 Main Street, Macedon.
Our goal is to protect you and your family from those unexpected events by finding the right coverage at an affordable rate.
If you need Auto, Home, Umbrella or any other personal insurance coverage, we can tailor a package to fit your individual personal insurance needs.
Our number one priority is to protect your family from any unforeseen event that may be a burden to you in the future.
Our Personal lines staff is here to answer any questions you may have and research the best policy for your needs.
At J.D. Chapman Agency, it is our goal to help you protect your greatest asset with an insurance policy designed specifically with your home in mind.
The insurance coverage that you select will depend greatly on the type of home you live in.
When you purchase Homeowners Insurance, you get a group of coverages packaged into your policy for one overall premium.
The Declarations Page - that declares who, what and how much you are insuring, along with the date your coverage starts and the premium.
Endorsements - separate pages, usually with endorsement numbers, that change (or endorse) specific parts of the policy.
J.D. Chapman Agency believes that auto insurance should be tailor made to fit your specific needs.
Unlike many of the large, national insurance companies that largely fit all of their customers into a "one size fits all" policy, we work with multiple high quality companies that will ensure that you are fully protected at a fair price.
Your price gets even better if you qualify for any of our available discounts.
Choosing the appropriate level of auto Insurance coverage depends on a number of factors, including assets you must protect (liability coverage), value of your vehicle (collision and comprehensive), and the amount of money you can afford to pay out-of-pocket (your deductible).
At J.D. Chapman Agency, we understand the concerns that come with renting a home or apartment, and renter's insurance protects you from a range of threats and dangers that may occur within a rented unit.
At J.D. Chapman Agency, we will work with you to determine what valuables in your home need to be covered.
Once you decide the amount of coverage you need, we can tailor a package to fit your individual needs.
As with many kinds of insurance, your premium can depend on your deductible and any extra coverage you decide to select.
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