Carter Insurance
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At Carter Insurance, we provide special discounts that can reduce the cost of your auto insurance as well as help you determine the amount of coverage you need. Whole life insures you for your whole life and pays a cash benefit to your designated beneficiaries. Most of our whole life plans are available from birth to a maximum age of 85. We're committed to protecting you & your home.

Instead of the one-size-fits-all policy that some other carriers have, we offer the flexibility to customize a policy to fit the individual needs of our members. Your landlord's insurance won't protect your personal belongings from damage or theft. We are committed to protecting renters with a policy that includes living expense coverage.

If you own or lease agricultural property used for farming, ranching or recreation, our Farm Liability Policy will protect your assets from claims & bodily injury & property damage to others.At Carter Insurance, we work hard to represent you and your needs. As we search for a policy that fits your needs, you'll know we have your back from step one.
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We treat our clients with the utmost care.
Picking the right insurance policy can seem daunting, which is why we spend time to understanding your needs and goals so we know the best way to protect them.
With Carter Insurance, you are always protected no matter what life throws your way.
Donna is a Merkel resident with 43 years providing top notch service to all of her clients.
Robin is a Merkel resident with over a decade of experience providing top-notch service for all of her clients.
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