Michael Graham started in the insurance field in 1996. Originally starting on a part time basis, he quickly realized his aptitude for insurance, the enjoyment of working with people, and the desire to make this his fulltime career. Initially Michael worked with a variety of agencies, but shortly after meeting Ben Maser, in 2005 helped start Solid Financial Solutions, evolving it into the powerhouse it is today.
With a visualized goal on providing clients with a competitive and diverse selection of products, now Michael can serve each individual exceptionally by tailoring the product specifically to the applicant's needs. Not only does Solid Financial deliver the Industries BEST, they continually strive to nurture, train and equip agents who also desire to supply surpassing quality to their clientele.
Michael is married to his wife Marlena. They have 5 sons, and 4 grandchildren. Michael and Marlena are heavily involved in their church providing counseling, teaching, and in the last two years have felt called to serve missions to Honduras and Juarez, Mexico by travelling there several times a year.
With a visualized goal on providing clients with a competitive and diverse selection of products, now Michael can serve each individual exceptionally by tailoring the product specifically to the applicant's needs. Not only does Solid Financial deliver the Industries BEST, they continually strive to nurture, train and equip agents who also desire to supply surpassing quality to their clientele.
Michael is married to his wife Marlena. They have 5 sons, and 4 grandchildren. Michael and Marlena are heavily involved in their church providing counseling, teaching, and in the last two years have felt called to serve missions to Honduras and Juarez, Mexico by travelling there several times a year.
Services
An annuity is a long-term investment between you, the annuitant, and an insurance company, the annuity issuer.
Under this contract, you pay after-tax funds to the annuity issuer, who then invests your principal to meet your financial objectives and pays you or your beneficiary back with earnings (subject to the claims-paying ability of the issuer).
If you have a fixed annuity, your interest rate is guaranteed.
With a variable annuity, your earnings are linked with the fluctuating performance of your investments and may be worth more or less than your principal when redeemed.
Under this contract, you pay after-tax funds to the annuity issuer, who then invests your principal to meet your financial objectives and pays you or your beneficiary back with earnings (subject to the claims-paying ability of the issuer).
If you have a fixed annuity, your interest rate is guaranteed.
With a variable annuity, your earnings are linked with the fluctuating performance of your investments and may be worth more or less than your principal when redeemed.
Accidental Injuries are a common occurrence.
They can happen at work, at home, with our kids in sports, driving in our vehicles, and more.
No one plans to have an accident.
The problem is how ready are we if they happen?
With the cost of high deductibles, inability to work, and loss of income, the financial devastation can sometimes be worse than the injury.
Accident plans are designed for just this reason.
To provide you cash to help cover these situations.
Cash money that is sent directly to you to help cover the out of pocket costs of suffering from an accident.
They can happen at work, at home, with our kids in sports, driving in our vehicles, and more.
No one plans to have an accident.
The problem is how ready are we if they happen?
With the cost of high deductibles, inability to work, and loss of income, the financial devastation can sometimes be worse than the injury.
Accident plans are designed for just this reason.
To provide you cash to help cover these situations.
Cash money that is sent directly to you to help cover the out of pocket costs of suffering from an accident.
Critical illness plans are a lump sum plan.
You set up the amount of lump sum you want to receive if diagnosed, and that is what you will get when diagnosed.
What you have to watch out for on these types of plans, is whether they will pay for multiple occurrence.
Some only pay 1 time.
Schedule benefit plans pay based on what treatment you go through.
These plans pay so much per day for hospitalization, so much per day for chemo, a scheduled amount per surgery and so on.
Where critical illness plans pay at the time of diagnosis, the full amount regardless of treatment, scheduled plans pay on going, as you go through treatment.
You set up the amount of lump sum you want to receive if diagnosed, and that is what you will get when diagnosed.
What you have to watch out for on these types of plans, is whether they will pay for multiple occurrence.
Some only pay 1 time.
Schedule benefit plans pay based on what treatment you go through.
These plans pay so much per day for hospitalization, so much per day for chemo, a scheduled amount per surgery and so on.
Where critical illness plans pay at the time of diagnosis, the full amount regardless of treatment, scheduled plans pay on going, as you go through treatment.
Even if you have perfect vision, proper preventative eye care is an essential practice towards ensuring the health of your vision in the years to come.
The most important step is receiving routine examinations from a qualified eye care professional.
Individuals between the ages of 20 to 40 are recommended an exam every 5 years or so, provided no visual changes or injury has occurred.
Individuals over the age of 40 should have an exam every 2 years or so.
The most important step is receiving routine examinations from a qualified eye care professional.
Individuals between the ages of 20 to 40 are recommended an exam every 5 years or so, provided no visual changes or injury has occurred.
Individuals over the age of 40 should have an exam every 2 years or so.
We at Solid Financial Solutions believe direct primary care is one of the best things that have been developed in the healthcare arena in the last decade.
Direct Primary Care doctors are physicians who provide care outside of insurance.
Whether through a cash pay system or through membership, they do not take any insurance for their services.
What does this mean to you?
You have a doctor that can practice medicine and not work for the insurance company.
A doctor you have unlimited access through personal visits, phone, skype, email, and so much more.
Direct Primary Care doctors are physicians who provide care outside of insurance.
Whether through a cash pay system or through membership, they do not take any insurance for their services.
What does this mean to you?
You have a doctor that can practice medicine and not work for the insurance company.
A doctor you have unlimited access through personal visits, phone, skype, email, and so much more.
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