American Transit Insurance Company (ATIC) is a leading commercial automobile liability insurance provider with specialization in the public and trade automobile sector. ATIC is a New York State licensed property and casualty insurance carrier with more than 40 years of industry experience. ATIC principally writes commercial automobile liability and physical damage insurance on risks such as taxicabs (yellow and green), black cars, company fleets, and other commercial livery vehicles.
ATIC is a dedicated New York presence with business operations centered in Brooklyn, its corporate headquarters in Manhattan, and a satellite office in Freeport, Long Island. As a leader in this niche market, American Transit Insurance Company has developed a strong and growing broker network that spans New York State, and delivers exceptional value and service to brokers and insureds alike.
ATIC is a dedicated New York presence with business operations centered in Brooklyn, its corporate headquarters in Manhattan, and a satellite office in Freeport, Long Island. As a leader in this niche market, American Transit Insurance Company has developed a strong and growing broker network that spans New York State, and delivers exceptional value and service to brokers and insureds alike.
Services
Throughout much of the 20th century, the yellow taxicab, with its easily recognizable bright paint, has been symbolic of New York City.
Since the first taxis appeared on the city streets at the turn of the last century, there have been many changes and upgrades.
There are now hybrid vehicles on the road, and the recent addition of green outer-borough cabs has further diversified the industry.
Technology has dramatically improved the taxi experience for both driver and passenger, with convenient features such as credit card readers, GPS, and information monitors now standard features in all taxicabs.
Since the first taxis appeared on the city streets at the turn of the last century, there have been many changes and upgrades.
There are now hybrid vehicles on the road, and the recent addition of green outer-borough cabs has further diversified the industry.
Technology has dramatically improved the taxi experience for both driver and passenger, with convenient features such as credit card readers, GPS, and information monitors now standard features in all taxicabs.
The Car Service line of business insures non-medallion licensed livery vehicles for the individual owner/driver who owns and operates their vehicle within the confines of New York City.
The car service business segment provides insurance coverage to both radio-based community cars and green taxis.
Community cars are private passenger vehicles that provide pre-arranged transportation throughout the five boroughs of New York City.
A community car must be associated with a radio base authorized by the New York City Taxi & Limousine Commission.
The car service business segment provides insurance coverage to both radio-based community cars and green taxis.
Community cars are private passenger vehicles that provide pre-arranged transportation throughout the five boroughs of New York City.
A community car must be associated with a radio base authorized by the New York City Taxi & Limousine Commission.
The Commercial Automobile Policy (CAP) Livery program offers livery insurance coverage to operators driving both in and out of New York City.
This coverage provides reduced premiums for policyholders with good driving records and favorable loss histories.
Within New York City, the CAP Livery program offers coverage to corporations with one or more vehicles (per policy), and is limited to non-medallion vehicles only (coverage for medallion vehicles is provided under our Yellow Medallion Taxi line of business).
This coverage provides reduced premiums for policyholders with good driving records and favorable loss histories.
Within New York City, the CAP Livery program offers coverage to corporations with one or more vehicles (per policy), and is limited to non-medallion vehicles only (coverage for medallion vehicles is provided under our Yellow Medallion Taxi line of business).
The CAP, Commercial Auto, program offers insurance coverage for the vehicles of skilled tradespeople.
Tradespeople who earn income by performing improvement, delivery, installation or maintenance services at residential and commercial locations, including new construction sites, fall under this category.
These CAP policies are written within the five boroughs of New York City and throughout the state of New York, and provide insurance for businesses owned individually or by a corporation.
Vehicle types insured under the CAP program are light trucks (GVW of 10,000 pounds or less) and medium trucks (GVW of 10,001 to 20,000 pounds).
Tradespeople who earn income by performing improvement, delivery, installation or maintenance services at residential and commercial locations, including new construction sites, fall under this category.
These CAP policies are written within the five boroughs of New York City and throughout the state of New York, and provide insurance for businesses owned individually or by a corporation.
Vehicle types insured under the CAP program are light trucks (GVW of 10,000 pounds or less) and medium trucks (GVW of 10,001 to 20,000 pounds).
Safety First - If a minor accident occurs, and there are no life-threatening injuries, attempt to move vehicles to the side of the road and out of the way of traffic.
Call Police - Contact police and if needed, emergency services.
When law enforcement officers arrive fully cooperate and ask which precinct will be handling your accident case.
Exchange Information - Exchange your name, contact information, driver's license and insurance information with all parties involved.
Take Photos - Assuming it's safe to do so, take photographs of the accident scene and detailed photos of all vehicle damages.
Call Police - Contact police and if needed, emergency services.
When law enforcement officers arrive fully cooperate and ask which precinct will be handling your accident case.
Exchange Information - Exchange your name, contact information, driver's license and insurance information with all parties involved.
Take Photos - Assuming it's safe to do so, take photographs of the accident scene and detailed photos of all vehicle damages.
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