Using yesterday's "old-school" personal attention and tomorrow's technology to provide you, our present and potential customers, the service you deserve at a fair price. Our highly trained and experienced staff will service all of your insurance needs, offering protection on your home, auto, business and much more. By applying our best professional judgment to your particular situation and by keeping ourselves readily available, we will earn your confidence.
We have already proved our capability to hundreds of your friends and neighbors. We will be on your side when you have a loss and will follow through to see that you get fair, prompt payment. We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.
We have already proved our capability to hundreds of your friends and neighbors. We will be on your side when you have a loss and will follow through to see that you get fair, prompt payment. We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.
Services
You could be subject to property liens for not complying with the terms of the Assignment of benefits(AOB) contract.
If you have damage, contact your insurance company FIRST and as soon as possible to file a claim.
Do not allow a third party, such as a water remediation firm, roofer or contractor, to contact your insurance company on your behalf.
You should be the one to make the first contact with your insurance company.
As a policyholder, you must perform certain obligations under your policy and understand your duties.
If you have damage, contact your insurance company FIRST and as soon as possible to file a claim.
Do not allow a third party, such as a water remediation firm, roofer or contractor, to contact your insurance company on your behalf.
You should be the one to make the first contact with your insurance company.
As a policyholder, you must perform certain obligations under your policy and understand your duties.
Your home may be the biggest investment you'll ever make.
So if you're serious about protecting that investment, here is some important information to consider when determining the coverage amount for your home.
We recommend that you purchase an amount of coverage at least equal to the estimated replacement cost.
But the choice is yours.
Determining your home's estimated replacement cost is important because this will ultimately determine which policy options are available to you.
Since it is impossible to predict today what the exact cost will be to replace your home in the future, it's important to have enough coverage to account for unforeseen circumstances.
So if you're serious about protecting that investment, here is some important information to consider when determining the coverage amount for your home.
We recommend that you purchase an amount of coverage at least equal to the estimated replacement cost.
But the choice is yours.
Determining your home's estimated replacement cost is important because this will ultimately determine which policy options are available to you.
Since it is impossible to predict today what the exact cost will be to replace your home in the future, it's important to have enough coverage to account for unforeseen circumstances.
Because you have a large investment in your personal property, you need enough coverage to compensate you if you suffer a covered loss.
Your personal property is covered against these kinds of losses both at your residence and any other location worldwide, subject to some restrictions.
For example, theft from another residence you own, if you are not temporarily residing there at the time, is not covered.
Buying insurance is different for a condominium unit owner than for owners of conventional homes or renters.
Your personal property is covered against these kinds of losses both at your residence and any other location worldwide, subject to some restrictions.
For example, theft from another residence you own, if you are not temporarily residing there at the time, is not covered.
Buying insurance is different for a condominium unit owner than for owners of conventional homes or renters.
If you are buying or selling a car, you will need to re-evaluate your auto insurance needs.
Generally, due to higher rates of vandalism, theft and accidents, urban drivers pay more for insurance than those in small towns or rural areas.
People who use their car for business and long-distance commuting normally pay more than those who drive less.
Accident rates are higher for all drivers under age 25, especially young males and single males.
Drivers who cause accidents generally must pay more than those who are accident-free for several years.
Generally, due to higher rates of vandalism, theft and accidents, urban drivers pay more for insurance than those in small towns or rural areas.
People who use their car for business and long-distance commuting normally pay more than those who drive less.
Accident rates are higher for all drivers under age 25, especially young males and single males.
Drivers who cause accidents generally must pay more than those who are accident-free for several years.
In addition, make sure to get the names, address, phones and driver's license numbers of all witnesses.
In the event that the police are not able to respond to your call, you'll need to go to the nearest police station and file an accident report.
This report will also help your auto insurance company during the claims process.
Use your disposable camera from your car accident kit to photograph the cars involved, the position of the cars and any damage done to the vehicles.
If you don't have your camera available, make sure to write down detailed notes of the accident for your auto insurance company.
In the event that the police are not able to respond to your call, you'll need to go to the nearest police station and file an accident report.
This report will also help your auto insurance company during the claims process.
Use your disposable camera from your car accident kit to photograph the cars involved, the position of the cars and any damage done to the vehicles.
If you don't have your camera available, make sure to write down detailed notes of the accident for your auto insurance company.
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