We know that insurance and financial matters can be confusing, overwhelming, and even somewhat intimidating. We pride ourselves in being good listeners so we hear what you are asking when you're not sure yourself! We're here to help you navigate through all the information and help you find the best options for you, your family, or your employees.
We offer health, life, disability, dental and vision insurance for individuals and employers/ employees. We can also assist with the best choices for Medicare and supplemental insurance. And, did you know that we offer Affordable Care Act insurance for the SAME COST you will find through the government website? And, you'll have us to talk to about your coverage and answer questions!
Let Gwen Hopkins Group help you get the information that you need to make informed decisions about your insurance and financial concerns.
We offer health, life, disability, dental and vision insurance for individuals and employers/ employees. We can also assist with the best choices for Medicare and supplemental insurance. And, did you know that we offer Affordable Care Act insurance for the SAME COST you will find through the government website? And, you'll have us to talk to about your coverage and answer questions!
Let Gwen Hopkins Group help you get the information that you need to make informed decisions about your insurance and financial concerns.
Services
As a locally owned and operated business, we value the uniqueness of our clients and each one's specific needs and objectives.
We strive to meet those needs with the kind of professional service that defines excellence and exceeds expectations.
Our talented and professional team is here to serve and support our clients.
Her public service includes fourteen years of service on the Bradley Bourbonnais Community High School Board of Education where she served as president for eight years.
In 2000, she was honored to receive the prestigious Athena Award in recognition of her demonstrated leadership and investment in her community.
We strive to meet those needs with the kind of professional service that defines excellence and exceeds expectations.
Our talented and professional team is here to serve and support our clients.
Her public service includes fourteen years of service on the Bradley Bourbonnais Community High School Board of Education where she served as president for eight years.
In 2000, she was honored to receive the prestigious Athena Award in recognition of her demonstrated leadership and investment in her community.
Some things in life we are willing to risk; other things, we are not.
That is where we come in to help assess your risk.
At GHG, we have a broad spectrum of insurance products to help protect you against the risk that you can't afford to take or aren't comfortable taking.
We work with the leading carriers to bring the best options, pricing, and service to our clients.
We match our client's needs to the best fit in the market.
That is where we come in to help assess your risk.
At GHG, we have a broad spectrum of insurance products to help protect you against the risk that you can't afford to take or aren't comfortable taking.
We work with the leading carriers to bring the best options, pricing, and service to our clients.
We match our client's needs to the best fit in the market.
Employers offer benefits as a way to recruit and retain quality employees.
The benefits typically include medical insurance.
However, additional lines of insurance often round out the menu of benefits that employers can offer.
The employer, the employee or both can contribute to the cost of the coverage.
The cost to the employer is a qualified business expense.
The employee cost of some of the lines of coverage can be deducted on a pre-tax basis which subsequently lowers the employee's as well as the employer's tax liabilities.
The benefits typically include medical insurance.
However, additional lines of insurance often round out the menu of benefits that employers can offer.
The employer, the employee or both can contribute to the cost of the coverage.
The cost to the employer is a qualified business expense.
The employee cost of some of the lines of coverage can be deducted on a pre-tax basis which subsequently lowers the employee's as well as the employer's tax liabilities.
Gwen is a Certified Senior Advisor (CSA) and has completed a comprehensive course on priority senior issues.
The course is conducted by the Society of Certified Senior Advisors, a national organization that has trained over 8,000 professionals in all 50 states and the District of Columbia.
She successfully completed a thorough examination to earn the CSA designation.
The CSA membership will ensure that she remains an informed professional for senior citizens.
If you're enrolled in Medical Parts A & B, make sure you are enrolled in the Medicare supplement that best meets your needs.
The course is conducted by the Society of Certified Senior Advisors, a national organization that has trained over 8,000 professionals in all 50 states and the District of Columbia.
She successfully completed a thorough examination to earn the CSA designation.
The CSA membership will ensure that she remains an informed professional for senior citizens.
If you're enrolled in Medical Parts A & B, make sure you are enrolled in the Medicare supplement that best meets your needs.
Q: Gwen, I will be turning 65 in a few months, do I need to apply for Medicare?
A: If you are currently drawing social security, then you will automatically be enrolled and mailed a Medicare card.
If you are not drawing Social Security, then you can apply on-line, by phone or in person at the local Social Security office.
But, are you still working?
Q: Yes, and I have health insurance at work.
What difference does that make?
A: If your employer has fewer than 20 employees, then Medicare is primary and you will need to enroll in Part B. If your employer has more than 20 employees, then your insurance at work will be primary and you are eligible to stay on your insurance at work and may want to delay enrolling in Part B until you actually retire.
A: If you are currently drawing social security, then you will automatically be enrolled and mailed a Medicare card.
If you are not drawing Social Security, then you can apply on-line, by phone or in person at the local Social Security office.
But, are you still working?
Q: Yes, and I have health insurance at work.
What difference does that make?
A: If your employer has fewer than 20 employees, then Medicare is primary and you will need to enroll in Part B. If your employer has more than 20 employees, then your insurance at work will be primary and you are eligible to stay on your insurance at work and may want to delay enrolling in Part B until you actually retire.
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