Thank you for visiting Azure Insurance and Retirement. We specialize in helping you with Retirement (Guaranteed Income) planning. Also, in these times of uncertainty, we offer Financial Instruments that give you zero losses when the markets go down, and you receive respectable gains when the markets rise. Additionally, we help with Social Security Consulting, Annuities, and Insurance such as Medicare, Life, Long Term Care, Health and Disability.
Take a look. Our goal, is to help you find the plans that fit your needs. Take a few minutes exploring our site to learn about the types of coverage and consulting we provide. CONTACT US today to discuss how we can help you meet your unique needs. We can either help you remotely or in person. That, is the real need during your retirement!
For Qualified Individuals and for No Charge we will utilize our Highly Regarded proprietary software to do a Personal Analysis of you and your spouse's life long (Guaranteed Income Streams).This also incorporates your Social Security analysis.
Take a look. Our goal, is to help you find the plans that fit your needs. Take a few minutes exploring our site to learn about the types of coverage and consulting we provide. CONTACT US today to discuss how we can help you meet your unique needs. We can either help you remotely or in person. That, is the real need during your retirement!
For Qualified Individuals and for No Charge we will utilize our Highly Regarded proprietary software to do a Personal Analysis of you and your spouse's life long (Guaranteed Income Streams).This also incorporates your Social Security analysis.
Services
Our passion is helping individuals and families entering and going through the frustrating retirement stages.
My background includes being an Entrepreneur of a Technology Company Since 1991, and Long-Term Care Agency owner from 2007-2012.
During the latter time I became in versed in Medicare & Medicaid strategies that may help individuals preserve hard earned assets.
After seeing pain, confusion and frustration on our client faces, it became apparent that there was a need.
We currently work with Insurance & Annuity Specialists, Attorneys and CPAs to allow clients to achieve Wealth Preservation.
My background includes being an Entrepreneur of a Technology Company Since 1991, and Long-Term Care Agency owner from 2007-2012.
During the latter time I became in versed in Medicare & Medicaid strategies that may help individuals preserve hard earned assets.
After seeing pain, confusion and frustration on our client faces, it became apparent that there was a need.
We currently work with Insurance & Annuity Specialists, Attorneys and CPAs to allow clients to achieve Wealth Preservation.
A secure, comfortable retirement is every person's dream.
Since we're living longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did.
Achieving the dream of a secure, comfortable retirement is much easier when you plan your finances accordingly.
We specialize in your Retirement Nest Egg Safety and the Guaranteed Income Distribution Phase of your retirement.
You may have had great help during the Accumulation Phase of your retirement savings, but now you don't want to lose it.
Since we're living longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did.
Achieving the dream of a secure, comfortable retirement is much easier when you plan your finances accordingly.
We specialize in your Retirement Nest Egg Safety and the Guaranteed Income Distribution Phase of your retirement.
You may have had great help during the Accumulation Phase of your retirement savings, but now you don't want to lose it.
Term Life insurance is life insurance that you pay for during a specified length of time or term - generally one to 30 years.
You select the amount of the death benefit or face amount to meet your needs.
Some NEW types of Term Policies may have additional coverage for Living Benefits that pay you in case of Heart Attack, Cancer, Stroke etc. while you are still alive.
Premiums, or payments, which can be the same amount or increase with time, must be made monthly, quarterly, semi-annually, or annually.
You select the amount of the death benefit or face amount to meet your needs.
Some NEW types of Term Policies may have additional coverage for Living Benefits that pay you in case of Heart Attack, Cancer, Stroke etc. while you are still alive.
Premiums, or payments, which can be the same amount or increase with time, must be made monthly, quarterly, semi-annually, or annually.
We believe that the better educated you are about The Medicare Maze, the easier it will be for you to make the right decisions about your Medicare health insurance choices.
That's why we've created the resources in the section below.
This Medicare information section is here to educate you about your insurance options and provide you with the resources you need to help you select the right plan for your unique needs.
If you'd like to explore it on your own.
We have MOST all plans in Minnesota for you to choose from, and, we can show you Side by Side comparisons, either Virtually or In Person, after we get an idea of what you may be looking for.
That's why we've created the resources in the section below.
This Medicare information section is here to educate you about your insurance options and provide you with the resources you need to help you select the right plan for your unique needs.
If you'd like to explore it on your own.
We have MOST all plans in Minnesota for you to choose from, and, we can show you Side by Side comparisons, either Virtually or In Person, after we get an idea of what you may be looking for.
Simply put, health insurance is a contract between you and your insurance company.
You buy a plan, and the company agrees to pay part of your medical costs when you get sick or hurt.
However, it's not really that simple.
You need to consider what is right for you and your family, your out-of-pocket costs and your monthly premium.
Under the Affordable Care Act, plans available in the Marketplace (and most other plans) provide free preventive care, like vaccines, screenings, and check-ups.
They also cover some costs for prescription drugs.
You buy a plan, and the company agrees to pay part of your medical costs when you get sick or hurt.
However, it's not really that simple.
You need to consider what is right for you and your family, your out-of-pocket costs and your monthly premium.
Under the Affordable Care Act, plans available in the Marketplace (and most other plans) provide free preventive care, like vaccines, screenings, and check-ups.
They also cover some costs for prescription drugs.
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