Hagel, Chris
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Insurance Programs of America (IPOA) is a national MGU wholesale brokerage firm providing full access to admitted, surplus, and program markets. We offer agents specialized coverage for niche industries, including restaurants, hotels, senior living facilities, and more. These are just a few of the qualities that set IPOA apart and have enabled us to develop strong, lasting relationships with agents around the world.

Our exclusive insurance programs and experienced brokerage division ensure our agency partners have access to specialized coverage for their niche property classes. IPOA's strong partnerships delivers flexibility, stability and longevity. We work with a number of markets allowing us to deliver quality and choice to our network of brokers, whether it's one of our programs or on a wholesale basis.

Insurance Programs of America's success in helping agencies expand their footprint geographically and within specific niche markets speaks for itself.
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Insurance Programs of America (IPOA) is a leading developer of innovative programs, offering our agency partners specialized coverage for niche property classes, including hotels, restaurants, senior living facilities, and national property accounts.
Headquartered in Orlando, Florida, IPOA has built an impeccable reputation based on our success producing significant books of profitable business in complex and diverse industry segments.
Because of this, we have a strong relationship with the London market for delivery of creative and exclusive programs to the U.S. insurance distribution system.
IPOA is a leader in providing insurance solutions for our agency partners in the hospitality industry, insuring large hotels, resorts, and spas throughout the country.
With HotelPro, we bring exclusive hotel insurance programs to agents with specifically designed extensions to address limited and full-service hotels.
As a Lloyd's of London cover holder, IPOA exclusively provides property and general liability solutions.
IPOA's brokerage division provides you with access to markets for hotel insurance solutions that fall outside of HotelPro.
The restaurant segment faces complex and diverse risks.
At IPOA, we understand these unique exposures and have created an exclusive program to address and respond to the threats restaurants face.
Whether it's a fine-dining establishment, a national or regional fast-food chain, a family-style eatery with a buffet, or a local diner, we can help you design a personalized program that fits your individual restaurant's operation.
As a Lloyd's of London cover holder, IPOA exclusively provides property and general liability solutions.
Baby Boomers are changing the concept of senior living, including where and how they choose to live out their pre- and post-retirement years.
Real estate developers are responding to the needs of this population segment with tailored, amenity-filled high-rises, condos, and townhouses.
We recognized this trend early on and launched our exclusive program, SeniorLiving Pro, in response.
As a Lloyd's of London cover holder, IPOA exclusively provides property and general liability solutions.
IPOA's brokerage division provides you with access to markets for senior living property insurance solutions that fall outside of our exclusive programs.
IPOA offers protection against both large and small-scale terrorist attacks to protect properties of all types from threats the Terrorism Risk Insurance Act (TRIA) doesn't cover.
TerrorismPro is available in conjunction with one of our other programs or on a monoline basis.
Only HotelPro, RestaurantPro, or SeniorLivingPro occupancies accepted on a monoline basis.
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